Personal foreign exchange trading business of China Industrial and Commercial Bank refers to the trading business that individual customers can freely exchange currencies with China Industrial and Commercial Bank by using the foreign exchange trading system provided by China Industrial and Commercial Bank within the trading time specified by China Industrial and Commercial Bank.

China Industrial and Commercial Bank's personal foreign exchange trading currencies include US dollars, Japanese yen, Hong Kong dollars, British pounds, euros, Canadian dollars, Swiss francs, Australian dollars, Singapore dollars and other freely convertible currencies. The specific transaction currency and currency pair shall be subject to the actual regulations of Industrial and Commercial Bank of China.

The starting amount and minimum incremental amount of individual foreign exchange trading business shall be subject to the rules suggested by China Industrial and Commercial Bank.