Under normal circumstances, after a user deposits a time deposit, the bank will give him a time deposit slip and a receipt, but there is no receipt in the following cases:
1. Time deposit in bank card. All-in-one-card bank card realizes multiple storage of one card, and multiple sub-accounts meet different customer needs. Current, fixed, fund, wealth management, precious metals, foreign exchange and other businesses are concentrated on one card, which is convenient for customers to manage. The fixed deposit card can check the deposit amount, deposit term, maturity date and other services at any time in mobile banking, online banking, ATM and counter, and can manage assets without leaving home.
2. The bank has a fixed deposit. All-in-one passbook for bank savings is a fixed-term passbook, which realizes the function of depositing multiple deposits in one passbook. It is very suitable for most elderly people. You can know your savings at a glance, and you can also deposit more than one sum in a passbook, which is convenient for management.
3. Large deposit certificates in bank cards. Bank certificates of deposit are issued electronically, and paper certificates are not issued. Large certificates of deposit are automatically redeemed at maturity, which saves customers a part of manual redemption time conveniently and quickly.
A bank receipt is a valid document indicating that an individual or unit is handling business in a bank. E-banking receipt is the proof of banking business. For example, if a user pays the local tax with a bank deposit, there should be a payment voucher in the bank. When the customer puts money into the company account, there will be a receipt. Electronic statement and electronic bank receipt are used to prove the payment voucher of the company account, which reflects the balance of the company account and is the original voucher used for bookkeeping.
Certificate of deposit and passbook are traditional time deposits. Certificate of deposit is a single deposit certificate, which is generally applicable to a single business. Each certificate of deposit will list the depositor's name, deposit amount, deposit term, agreed deposit interest rate, business manager, business auditor, bank business signature and other information in detail. The biggest advantage of certificates of deposit is safety. Without people, certificates of deposit and passwords, it is completely impossible to get cash. But the disadvantage is also security. After all, independent certificates of deposit are easy to lose. Passbook is a traditional deposit medium commonly used by some elderly people. However, passbook is not a kind of passbook, which can be divided into current passbook, fixed passbook and lump-sum deposit and withdrawal passbook. There are also some bankbooks that are fixed-term bankbooks, that is, fixed deposits and current deposits are put in one passbook, and each deposit withdrawal is recorded. How much to deposit, how much to deposit, how much to deposit, and how much to deposit regularly are clear at a glance. More importantly, convenience and safety are taken into account.