Ordinary bank savings cards can receive foreign currency remittances. Generally, bank savings cards now open multi-currency accounts, so it should be no problem to collect foreign exchange, but don't check accounts at ATM. Most banks can't display foreign currency on ATMs. You should know that you haven't really received the money, either open online banking or go to the counter to check.

If it is a credit card, the credit card is a UnionPay single-currency card and cannot receive foreign currency remittance. If it is a dual-currency credit card, you can accept remittance in US dollars, but not in other currencies. The dollar account of a credit card is a cash account in nature. Once the money is credited, if the deposit in the USD account of the credit card needs to be settled, it shall be settled according to the bank's purchase price of foreign exchange cash on the settlement day, and the exchange loss caused thereby shall be borne by the customer.

1. To remit money from overseas, you need to provide the remitter with the name (standard pinyin), account number, address (English), name (English) and code (Swift code) of the bank, and then you can remit convertible currencies such as euro, US dollar and British pound to the account. When the bank calls to remit money, you can do foreign exchange settlement business.

2. Generally, the arrival time is 2-3 days (postponed on holidays).

3. Cash dollars can be transferred to another person's cash dollar account, but cash dollars cannot be transferred to another person's cash dollar account, only to another cash dollar account of the same person. If you must transfer it to someone else, you can only withdraw US dollar cash from your cash account and transfer it to someone else's US dollar cash account.

4. Bank foreign exchange business includes enterprise foreign exchange deposits and foreign currency savings deposits. Enterprise foreign exchange deposits refer to the business that banks absorb foreign exchange funds from legally established institutions in China, domestic institutions and overseas institutions. Among them, foreign exchange funds absorbed by banks from overseas institutions should be included in foreign debt management. Foreign currency savings deposit: the business of banks to absorb foreign exchange funds of natural persons. The interest rate of foreign exchange deposits shall conform to the provisions of the People's Bank of China on interest rates. This business does not include offshore business.