The first is debt financing,

The second is equity financing.

China’s level of innovation in this area is no less than that of foreign companies and foreign institutions. It’s just our institutional environment and related platforms that make our companies not go smoothly in these aspects. . For example, in North America or Europe, the banking system, other systems, related guarantee systems and other credit systems are very complete. We find that many companies are doing portfolio loans and trade financing. This is a phenomenon unique to China and rarely seen in other countries. The fixed-return investments we have seen exist in foreign countries in a literal sense, such as when it comes to China's foreign exchange supervision. Therefore, the phenomenon of public opinion investment in China is worthy of everyone's deep consideration.

The third is industrial investment. It already exists in China, but most of the resources are in the hands of the government. Through recent contacts with the government, I also found that the current overall situation of this investment is not very good. Of course, there are government reasons, and there are also professionals who do not Issues in place.

4. Trade finance. Friends who do trade must be familiar with it, but the most important thing is that we looked at a set of figures. Enterprises doing trade in China actually use trade finance. Financing behavior accounts for 20% of the entire financing behavior, which shows that there is still a very large space. We need to analyze whether it is because of the bank’s problems, the company’s internal qualifications, or our own thinking habits. The problem with the ringing door.

5. Private equity funds have now been opened. You may see a brand new situation on March 1 next year. This is why many investment companies are observing and making changes recently. I believe There must be great achievements in this regard.

6. Shareholding by partners or employees

With the transformation of the three characteristics of technological innovation, that is, from single product innovation to series product innovation, from capable innovation to collective innovation; One-time innovation turns to sustainable innovation. For high-tech enterprises, it is often necessary to start a business together with others. In the early stages of starting a business, many companies rely on a few or a dozen entrepreneurs to raise a considerable portion of their funds.

Employee stock ownership is an effective way to raise funds. However, we should pay attention to the following two aspects:

Employee shares are of little significance for companies that are too small, because the amount of funds a company can raise is directly proportional to the number of employees. Generally speaking, after the company has obtained a certain amount of After the company develops, expands in scale, and greatly strengthens its strength, the company will further grow rapidly. When expansion requires a large amount of funds, employee shares can be considered as a financing method.

If the company's operating conditions are not good, it is generally not appropriate to implement an employee stock ownership plan. Because the employees of the company know the company very well, at this time, the implementation of the employee ownership plan can easily make them feel exploited or resist, making it difficult for the employee stock ownership plan to succeed.

Of course, if the company's scale develops to a certain extent, the company's operating conditions are good, or even if the operating conditions are not ideal, the company's managers and employees will form a clear understanding of how to avoid corporate bankruptcy and employee unemployment. , I hope we can work together to tide over the difficulties. Then using employee shares is a feasible financing channel.

7. Leasing is also a kind of financing

For newly established companies, production requires the investment of fixed assets, especially for high-tech companies. Fixed asset equipment is often expensive. Entrepreneurs often do not have enough funds to purchase fixed assets, so leasing is almost the only option. Even when capital is abundant, leasing may be used to optimize the financial structure.