Current location - Loan Platform Complete Network - Foreign exchange account opening - Is it cash or cash to buy RMB with dollars deposited in the bank?
Is it cash or cash to buy RMB with dollars deposited in the bank?
I. Remittance of deposits abroad:

For the remittance of foreign exchange deposits, the verification of bank accounts is more stringent than that of remittance accounts. If the remittance account is less than $6,543,800+at one time, it can be handled directly in the bank, and the limit of the bank account is less than $2,000. The remittance account of $65,438 +0-50,000 shall be audited by the local foreign exchange bureau, and the banknote account of $2000-65,438+0,000 shall be audited by the local foreign exchange bureau. Remittance of US$ 50,000 at a time shall be reported by the local foreign exchange bureau to the State Administration of Foreign Exchange for examination and approval, and the holder shall remit more than US$ 654.38+US$ 00,000 and report it to the State Administration of Foreign Exchange for examination and approval.

Second, the exchange rate loss of cash remittance.

If it is considered that it is risky and inconvenient to carry too much cash at one time, and you want to remit money through the bank, you should go through the remittance formalities at the bank after the above review procedures. The bank should buy your cash at the cash price first, and then sell it to you at the cash selling price. For example, Bank of China1cash purchase price on October 28th 1:8.265 1, but cash. If you want to remit US$ 65,438+000 in cash on this day, BOC will first buy your US$ 65,438+000 at the cash purchase price, and your US$ 65,438+000 will become RMB 807.06, and then BOC will sell you US$ 65,438+000 at the cash or cash selling price of 8.2899, and your 97.