Personal foreign exchange trading: investing in personal foreign exchange trading requires a certain basic knowledge of foreign exchange and a judgment on the trend of the world economy, otherwise the investment will be wrong. Of course, the foreign exchange market is a rational market and a completely open market. There is no problem of information asymmetry or behind-the-scenes operation. The risk is smaller than the stock market, and the income is of course proportional.
Personal foreign exchange options: the foreign exchange trading of options is actually a kind of power and money trading. The power buyer has the right to buy or sell the foreign currency of the agreed amount from the power seller (such as a bank) at the agreed exchange rate in a certain period of time in the future, and the power buyer also has the right to terminate the above trading contract. Options can be divided into two types: call options and put options. If you choose the right option, you can not only earn deposit interest, but also invest the deposit principal and interest in the foreign exchange market, and get a double harvest of interest rate and exchange rate. Of course, the risk of individual foreign exchange options is greater than real foreign exchange transactions, and the entry threshold is relatively high at present.
Investing in B-shares and H-shares: At present, the domestic B-share market is undervalued compared with A-shares, which has certain investment value. Because the final merger of A and B shares depends on the free convertibility of RMB, and B shares also have shortcomings such as small market capacity and less active trading than A shares, it is also risky to invest in B shares. Domestic residents investing in B shares should not only have rich securities investment skills, but also pay close attention to the changes in the international financial market. Similarly, under the recent Closer Economic Arrangement Agreement between Hong Kong and the Mainland, it is estimated that H-share speculation is not far off. Although it has more investment value than B shares, it has already set foot in the international market, and the risk is obviously greater.
Buying foreign exchange insurance policies: A few days ago, some media reported that 24 insurance companies in the mainland were allowed to sell foreign exchange insurance policies to domestic residents, but the reporter called the relevant insurance companies and was told that they did not know and did not operate specifically. If the purchase of foreign exchange insurance policy becomes a reality, then the currency selected for foreign exchange insurance policy is quite critical, and hard currency is obviously the first choice.