1. Responsibilities: The financial manager is responsible for providing professional financial planning services, including making financial plans, recommending investment products, and maintaining customer relations and team management, while the financial specialist is mainly responsible for assisting the financial manager in handling daily affairs, such as customer data collation, data analysis and market research.

2. Experience and professional requirements: Financial managers need to have rich financial knowledge and practical experience, and can independently provide professional financial consulting services to customers, while financial specialists are relatively young, mainly assisting financial managers to complete their work, so the requirements for experience and specialty are relatively low.