First, the handling fee without exchange difference was cancelled. For those who pay the original currency from the deposit in the special foreign exchange account, the original charging method stipulates that a handling fee of 2.5‰ will be charged, and the new charging method will be cancelled; The handling fee receivable when the foreign exchange loan is actually used is also cancelled. For the foreign currency deposit account opened by People's Insurance Company of China, as a special consideration, the consent can be implemented in advance.
The second is the charging standard for processing, assembly and compensation trade. The original charging method stipulated that when the original currency was compensated, the import and export fees were charged 2.5‰ respectively. The new charging method stipulated that the document processing fee was changed, that is, it was charged at 1.25‰ of the document amount.
Three. When issuing a letter of guarantee, the original charging method stipulates that a handling fee of 1‰ will be charged annually according to the amount and validity period of the letter of guarantee, and it will be charged at one time when issuing the letter of guarantee. The new charging method is changed to a handling fee of 1‰ based on the actual amount of the letter of guarantee issued each year.
4. With regard to the discount of purchase remittance under capital import and the interest on the prepayment of foreign documents, the original charging method stipulates that it shall be charged at a fixed interest rate. In view of the great fluctuation and change of interest rate in the international market, there is no provision in the new charging method, and it should be charged according to the advance interest rate announced by the bank from time to time.
V. The foreign trade system company handles the settlement fees for import and export business through our bank. 1980 According to the requirements of the Ministry of Foreign Trade and Economic Cooperation, it is agreed that the new charging method will be implemented from July 1 according to the provisions of our bank's (80) Zhongcai Zi No.68 letter. Before the implementation of the new charging method, it shall be handled in accordance with the provisions of the Notice of the State Import and Export Commission, the State Planning Commission, the Ministry of Finance, the Ministry of Foreign Trade, the State Administration of Foreign Exchange and the State Administration of Price on Printing and Distributing the Detailed Rules for the Implementation of the Trial Measures for the Internal Settlement Price of Trade Foreign Exchange.
The Interim Measures of China Bank for Handling Domestic Foreign Exchange Business Charges have been issued to all ministries, commissions and bureaus in the State Council. I hope you can also inform your relevant departments.
Attached:
Interim Measures of China Bank for Handling Domestic Foreign Exchange Business Charges
First, the charging principle
(1) Bank of China is an enterprise organization. According to the principle of economic accounting, it sets different charging standards according to the nature of different businesses, service level, the weight of risks or responsibilities, and the cost of expenses, and charges both public and private according to the same charging standard.
(two) in the process of handling a foreign exchange business, if two or more expenses occur, they should be accumulated separately according to the charging standard.
(three) the currency used for the charges, where domestic banks charge, RMB (under trade, according to the internal settlement price of trade; Under non-trade items, it is converted according to the published foreign exchange quotation); Foreign currency handling fees charged by foreign correspondent banks and interest prepaid in foreign currency are included in the principal in foreign currency.
(4) Any business of settlement of foreign exchange according to the published foreign exchange quotation shall be handled according to the buying price or selling price of the foreign exchange quotation, and the settlement of RMB and RMB shall be calculated on a one-to-one basis.
Trade foreign exchange (including foreign exchange RMB) is settled at the trade settlement price, and both buyers and sellers of the bank settle at the same price, and both buyers and sellers charge a handling fee of two thousandths.
(5) Arbitrage between two foreign currencies in business shall be calculated according to the buying price and selling price of foreign currencies. When buying foreign currency from a bank in foreign exchange RMB, it shall be calculated according to the selling price of the foreign currency; When purchasing foreign exchange RMB from a bank in foreign currency, it shall be calculated according to the purchase price of the foreign currency.
The exchange of foreign currency cash from a bank for foreign exchange shall be counted as "purchase/sale of foreign exchange". When foreign exchange is exchanged for bank's foreign currency cash, the bank will account for foreign currency cash according to the inventory situation, and will reduce or exempt foreign currency cash as appropriate when the inventory is sufficient. When a large amount of funds need to be purchased, the transportation insurance premium shall be borne by the customer.
Second, the charging standard
(1) Import Letter of Credit
The opening fee is converted into RMB 1.5‰ according to the opening amount, and the minimum is RMB 20 yuan. If the account opening amount is increased, it will be charged at 65,438 yuan +0.5 ‰, with a minimum of 65,438 yuan +00.
Charge for each modification 10 yuan.
If the above-mentioned letter of credit and amendment are handled by cable as required by the company, the cable fee will be charged according to the actual situation. The fees charged by foreign banks after opening the letter of credit shall be borne by the applicant.
(2) export certificate
After an enterprise accepts a transferable letter of credit for overseas export, it needs to transfer part or all of the letter of credit to an enterprise in a different place in China, with a handling fee of 65,438 yuan +0.50 yuan for each transaction. If you need a telegram, you will be charged a telegram fee according to the actual situation.
(3) Import collection
In principle, the fees under import collection should be charged to foreign customers according to the standards stipulated in our external charge rate table; If the requirements of foreign customers are borne by our domestic payer, and the payer agrees to pay, the equivalent RMB will be charged to the payer.
(4) Foreign exchange collection business
1. Collecting business postage. When handling foreign exchange collection business, postage should be charged under the following circumstances:
The postage for remittance in different places in China (including Hong Kong and Macao) is RMB 4.00, and the cable fee for cable remittance is RMB 65,438+RMB 0.50.
The postage for each foreign collection is RMB 65438 +0.20. If it needs to be transferred to domestic banks, the postage will be increased by 20 points.
When the document exceeds the specified weight of registered mail, the postage will be charged according to the facts.
2. Collection fee. For export documentary collection, the collection fee of 1.25‰ is charged according to the collection amount, and the minimum charge is RMB 5 yuan; The collection of clean bills shall be charged a handling fee of 1‰ according to the collection amount, with the minimum handling fee of 1 yuan. This collection fee will be charged in RMB.
3. At the request of the client, if the supplementary collection is modified, RMB 2 yuan will be charged each time. If the cable is required, the cable fee will be charged according to the facts.
All fees charged by foreign banks under the collection business shall be borne by customers.
5. When refusing to collect, the fees already collected will not be refunded.
6 individual small foreign exchange collection fees, the bank may reduce.
(5) Foreign exchange remittance
1. Foreign remittance. Including wire transfer, remittance, remittance, selling RMB traveler's checks, opening a traveler's letter of credit, and charging a remittance fee of 1‰ according to the amount, with the lowest RMB 2 yuan and the highest 50 yuan. Large remittances to foreign companies borne by shipowners are still carried out according to the original regulations and are not subject to the maximum limit.
Remittance should be modified or refunded according to the requirements of the remitter, and 2 yuan will be charged each time.
Remittance, remittance modification and remittance refund need to be handled by telegraphic transfer, and the telegraphic transfer fee will be charged according to the actual situation.
When telegraphic transfer is entrusted to a domestic correspondent bank, the telegraphic fee for each remittance is RMB 65,438 +0.50.
The fees charged by overseas banks in the process of remittance and refund shall be borne by customers.
All expenses arising from loss reporting of remittance (business allowed) and loss reporting of RMB traveler's checks or traveler's letters of credit (or payment stopped) shall be borne by customers.
2. Domestic foreign exchange remittance in different places. If a customer requests to transfer foreign exchange funds from other places, a remittance fee of 1‰ will be charged according to the amount, with a minimum of 1 yuan and a maximum of 50 yuan.
When the remittance business needs to be handled by telegram, a telegram fee of 65438 yuan +0.50 yuan will be charged for each remittance.
(6) Document processing fee
If the documents are forwarded by our bank without L/C or collection, a document handling fee of 1.25‰ will be charged according to the document amount.
(7) Issue a letter of guarantee.
According to the actual underwriting amount of the letter of guarantee, the guarantee fee of 65,438 yuan +0‰ per year is charged, and the minimum is 50 yuan. If it is less than one year, the guarantee fee shall be charged at the time of issuing the letter of guarantee and at the beginning of each year according to the actual underwriting amount. (eight) settlement fees under foreign economic assistance.
Foreign loan assistance or local expenses, export bills, re-settlement of foreign exchange and remittance shall be charged in RMB 20 yuan, and the cable fee shall be charged according to the facts.
The purchase or sale of foreign exchange from banks under foreign loans shall be handled at the foreign exchange transaction price. (9) The amount of foreign currency traveler's checks on consignment is 1%, or it is charged according to the regulations of the entrusting bank.
(ten) the collection of work-related injury death compensation and pension, according to the amount of 5‰ of the handling fee, the minimum charge of RMB 2 yuan. Special circumstances need to be taken care of, can be reduced as appropriate.
(1 1) For securities such as dividends and bonuses, 65,438+0% of rental, life insurance and stock agency fees are charged, and the minimum charge is 2 yuan.
(12) Open the safe deposit box, handle or sell valuables in the box, etc. , a handling fee of 2% will be charged according to the amount, and the minimum charge is RMB 5 yuan.
(13) If it sells real estate and other industries on its behalf, a handling fee of 3% will be charged, with a minimum charge of 65,438 yuan +00 yuan. (14) Collection of Heritage:
1. If the amount is less than RMB 10000, a handling fee of 2% will be charged according to the amount, and the minimum charge will be RMB 5 yuan. 2. If the amount exceeds RMB 65,438+00,000, a handling fee of 3% will be charged.
(15) For other complicated collection business, the rate shall be discussed separately. The minimum charge is RMB 20 yuan, and the maximum charge is no more than 5% of the amount.
(16) Custody fees for overseas Chinese depositors.
According to the certificate of deposit and passbook, RMB 2 yuan will be collected every year, and if it is kept for less than one year, it will be counted as one year.
(17) Remittances from different places in China:
1. Remittances remitted by overseas Chinese are transferred to other places because the recipient moves to other places, and there is no charge for remittance transfer.
2. When remitting money to other places in China as required by the payee, a handling fee of 1‰ will be charged according to the amount. The lowest charge is RMB 1 yuan, and the highest charge is 50 yuan. If telegraphic remittance is needed, an additional telegraphic fee of 65,438 yuan +0.50 yuan is required.
Foreigners who want to transfer RMB to other places in China can transfer the dividends of RMB shares of overseas Chinese investment companies and the RMB principal and interest of overseas Chinese savings to other places in China.
(18) Certificate fee
Whole vouchers, checkbooks, etc. collected from banks by enterprises, units or individuals. , the printing cost should be recovered, and the standard should be determined by the bank.
In the above-mentioned charging standards, except the postage receivable, there is no additional postage.