For details, please contact China Bank, Hongkong Branch at telephone number 1. Of course, there is a charge. The payee and payer have the same name. It is recommended to go to a branch (or tier-one branch for short) under the jurisdiction of the local China Bank. Most of the lower-ranking banks in China are unable to handle this business. It's best to make an appointment by phone. 2. Bank settlement account refers to the RMB demand deposit account opened by the depositor in the handling bank for the settlement of fund receipt and payment. Bank settlement accounts are divided into unit bank settlement accounts and individual bank settlement accounts according to different depositors. The bank settlement account opened by the depositor in the name of the company is the bank settlement account of the company. A bank settlement account opened by a depositor in his own name is a personal bank settlement account. Banks refer to policy banks, commercial banks (including wholly foreign-owned banks, Sino-foreign joint venture banks and branches of foreign banks), city commercial banks, rural commercial banks, urban credit cooperatives and rural credit cooperatives that are approved by the People's Bank of China to engage in payment and settlement business in China. 3. Remittance, also known as remittance, is a settlement method in which the payer pays the money to the payee through the bank by using certain settlement tools (bills). Remittance is mainly used for payment, advance payment, commission, etc. In trade, this is the simplest payment method. Remittance methods can be divided into three types: letter transfer, wire transfer and draft.