1. The recent devaluation of RMB is external devaluation: because RMB is not a freely convertible currency, the exchange rate level of RMB is external value. The main purpose of RMB depreciation is to promote domestic exports (the export income of export enterprises denominated in foreign currency can be exchanged for more RMB) and increase the competitiveness of export enterprises (the international financial crisis has a great impact on domestic export enterprises, especially labor-intensive enterprises); The second is to increase the capital flight cost of foreign investment in China (China is the country with the largest amount of foreign direct investment) and stabilize the domestic economy, which has little impact on our lives. Of course, if you need to pay in foreign exchange for traveling or studying abroad in the near future, the cost will increase; In addition, the production promotion of domestic enterprises will directly increase employment and people's income. At this point, it is still conducive to the improvement of our quality of life. Now you have a deposit of 654.38+00000 yuan, which will not affect your money. Of course, your money is still 10 thousand. It should be noted here that the depreciation of RMB will lead to the growth of foreign trade exports, which will lead to the growth of domestic economy, the growth of national income, and the price increase driven by consumption and investment. At this time, the domestic value of RMB will change, 10 thousand yuan or 10 thousand yuan, but the actual purchasing power will decline. Under the current circumstances, this price increase will not be obvious, which will offset the deflation caused by the decline in investment and consumption caused by the financial crisis at most.