Don't you need to charge interest? ——————— Interest is required for overdue repayment. No interest will be charged for full repayment within the repayment period. After the repayment period, interest will be charged on the unpaid part until it is fully paid off.

What is a gold card? There are differences between gods and demons-different initial credit lines, different handling conditions and different service priorities. Puka is necessary for ordinary people, and the initial amount is relatively low. Gold cards are handled by people with more money. You can apply when you buy funds, wealth management products or time deposits at the bank to a certain amount. Platinum cards have to be handled by rich people.

What is a dual-currency card-it means that it can be settled not only in RMB, but also in US dollars. Applicable to overseas shopping or online shopping from abroad and shopping that needs to be settled in foreign currency, but foreign exchange handling fees will be charged.

The dual-currency card charges an annual fee twice-only once. In addition, the annual fee can be waived after the number of credit card purchases reaches the specified number. Please refer to the bank's credit card usage guide or consult the bank lobby manager.