If the parents are domestic individuals, "domestic individuals": if the remitter is domestic individuals, the overseas recipients are only individuals, schools, charities, travel agencies, etc. , but not a trading company or a securities company; Self-service channels do not accept charities and tourism agencies as payees. Please remit money in cash. If you use cash, you should pay attention to the local remittance fee. In addition to our fees, overseas intermediary banks and receiving banks may charge extra fees, and the money may not be received in full.
After logging in to mobile banking, click "My → All → Cross-border Finance → Overseas Remittance" at the bottom of the interface. Professional Edition: Select Foreign Exchange Management-Overseas Remittance-Cross-border Remittance for remittance.
When mobile banking transfers $65,438+0-20,000, the system will automatically perform face recognition verification. If it exceeds $20,000, you will be prompted to go to the outlet. If the professional edition exceeds $20,000, you will be prompted to go to the outlet. If the amount is large or it is impossible to judge the nature of remittance, it is recommended that you call the handling outlets in advance to inform the business handling requirements, subject to the final reply of the counter.
The overseas remittance fee of China Merchants Bank is in US dollars, including the following contents:
1. Remittance fee: 0. 1% of the remittance amount, converted into RMB, with a minimum of 100 yuan and a maximum of 1000 yuan (50% off for gold cards and free for sunflowers).
2. Telegraph fee: 150 yuan/pen.
3. Handling fee for remittance of banknotes (this fee is charged for remittance of cash accounts, and some cities have provisions for reduction or exemption):
4. Intermediate bank charges: The fees charged by the intermediate bank shall prevail (estimated to be around $ 25-35).