If the family economy is relatively loose, you can buy an education fund for your baby. Education fund insurance can transfer risks and reduce children's education expenses; In addition, education gold insurance also has the characteristics of low premium and powerful function, so it is necessary to buy it for children.

In addition to traditional and non-traditional insurance products, there are non-insurance ways to reserve education funds: one is a well-known time deposit bank, which has the advantage of flexible access. The disadvantage is flexible access and easy to be influenced by external factors, such as consumption temptation and personal risk. And it is easy to interrupt halfway, and there is no way to ensure the investment of education funds. The other is the fixed investment of the fund. Individuals need certain investment knowledge and have certain risks. There are forced liquidation due to limited issuance scale or investment failure, which leads to the stop or end of fixed investment, and it is also easy to be interrupted due to personal risks. So is the education fund worth buying? In fact, the education fund can only be said to be a way of investment, and whether it is worth buying is only different from person to person. Searching for "base selection" is good. I suggest you have a look, which will bring you a lot of help.