1. The first type of account is a full-function account, which is also known as a debit card. Can handle deposits, transfers, consumer payments, purchase investment and wealth management products, cash withdrawals, etc. And the use range and dosage are not limited. Personal wage income, large transfer, bank-securities transfer, and payment and payment of medical insurance, social insurance, pension, provident fund and other businesses must be handled through households.
2. Second-class households can make deposits, purchase financial products such as investment and wealth management products, restrict consumption and payment, and restrict transfer to unbound accounts. If the identity is confirmed by the bank staff in person through the bank counter and self-service equipment, Class II households can also handle cash deposit and withdrawal, fund transfer in unbound accounts, bank card issuance and other businesses.
Extended data
1, personal housing loan business. Personal housing loan business refers to loans issued by CCB or natural persons entrusted by CCB to purchase, build and overhaul various types of housing in Chinese mainland cities and towns. CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial housing loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans.
2. Credit card business. China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has many kinds of credit cards. The credit cards issued by China Construction Bank are all named "Longka". The types of dragon cards that have been publicly issued include: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.
3. Silver Star International Express. CCB Silver Star International Express Remittance Service is a personal international express remittance service jointly launched by CCB and Silver Star International Express Remittance Company. It refers to the small-scale international remittance business that CCB accepts the entrustment of customers to remit personal foreign exchange remittances or personal foreign exchange funds abroad through Yinxing Express Company.
Baidu Encyclopedia: China Construction Bank