According to the regulations of the State Administration of Foreign Exchange, the foreign exchange savings accounts of domestic residents shall not be used for enterprise settlement in principle. Remittances from overseas companies to domestic individuals cannot be recorded in the following cases in principle:
1. The other party is a securities company or an investment company;
2. Remittance postscript can be regarded as trade payment;
3. The payee declares that the money belongs to capital or trade payment;
4. Other funds that the local foreign capital management department thinks cannot be accounted for.
If the money does not belong to foreign exchange for trade and investment, it can generally be recorded, but the bank will also review the authenticity and legality of the money.
Extended data:
National regulations:
1, Guo Fa No.26 document stipulates that the bookkeeping base of individual accounts for employees' basic old-age insurance is the salary base of individual employees, and the bookkeeping ratio is 1 1% nationwide. At present, the proportion of employees' individual contributions is about 5%, and the rest is included in the unit contributions. With the increase of the proportion of individual contributions (eventually to 8%), the part included in the unit gradually decreases.
2. According to the State Council Document No.38, since 2006, the size of individual account has been adjusted to 8%, which is completely formed by individual contributions and is no longer included in the unit contributions.
3. When an employee retires, the accumulated storage in his personal account is divided by the specified number of months, which is the personal account pension when the employee retires. Personal account of employee's basic old-age insurance is one of the core contents of enterprise employee's basic old-age insurance system. The combination of social pooling and personal account is the concrete embodiment of deepening the reform of old-age insurance system in recent years.
Baidu Encyclopedia-Personal Account