Yiwu is a pilot city for comprehensive reform of international trade and finance in China, with the largest international trade city in the world. We will carry out a pilot reform of foreign exchange management of individual trade, explore the facilitation mechanism of foreign exchange settlement in cross-border electronic commerce, deepen the pilot of individual cross-border RMB, promote the development of offshore business, accelerate the innovation of trade financing products, cultivate the financial service platform of supply chain, accelerate the gathering of various financial institutions, and actively explore the construction of trade credit system.

At present, most enterprises, individuals or cross-border e-commerce companies engaged in international trade are facing the S0H0 problem of difficulty in collecting foreign exchange, settling foreign exchange and transferring money. With the warming of national foreign exchange control, many offshore companies of enterprises are faced with problems such as difficulty in opening accounts and cancellation. There are still many people who are restricted by the personal settlement quota of $50,000 and personal settlement tax issues. It is a headache for many people that it is difficult to transfer a large amount of funds deposited in offshore account into domestic accounts. Yiwu is a worldwide small commodity market. In order to support the development of Yiwu's small commodity trade, in 20 14, the state launched a targeted interest-oriented policy to encourage international trade enterprises, individuals and cross-border electronic commerce to develop, and accelerate the innovation of trade financing products, accelerate the gathering of various financial institutions, and actively explore the construction of trade credit system. Therefore, in order to meet the trade financing of many local small and medium-sized enterprises, the financial settlement of individual industrial and commercial households and small and medium-sized enterprises has been innovated and reformed, and a certain amount of foreign currency settlement can be carried out every year. Nowadays, more and more people apply to open foreign exchange settlement and collection accounts in self-employed e-commerce companies and open offshore account through Yiwu's favorable policies and the cooperation of banks. Now you know that Yiwu self-employed people are unreliable ~

So how do Yiwu self-employed people deal with it?

There are two ways.

1. You can provide your local address. If it's no trouble, you can go to the industrial and commercial bureau to get the certificate first, and then go to the bank to make an appointment to open an account.

2. Entrust an agency to provide legal person information for about five days, and then the bank will remind you to open an account.

I hope the answer will help you.