1, lump sum deposit and withdrawal:100000 * 2.75% * 5 =13750 yuan.
2. installment withdrawal, lump-sum withdrawal and deposit withdrawal:100000 *1.55% * 5 = 7750 yuan.
Time deposit is also called "time deposit certificate". A deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit and withdraw the principal and interest after maturity. If depositors need funds before maturity, some certificates of deposit can be sold in the market; Some certificates of deposit cannot be transferred. If depositors choose to withdraw funds from the bank before maturity, they need to pay a certain fee to the bank.
The storage period is three months, six months, one year, two years, three years and five years. Partial withdrawal can be made in advance. When the deposit expires, the principal and interest can be withdrawn by the certificate of deposit, or it can be automatically transferred in installments according to the original deposit period.
The deposit methods of fixed deposit include lump-sum deposit and withdrawal, lump-sum deposit and withdrawal, principal deposit and withdrawal and lump-sum deposit and withdrawal.
Major bank deposit rates
The bank is one year, two years, three years and five years.
The benchmark interest rate is 1.5 2. 1 2.75-
Bank of China 1.75 2.25 2.75 2.75
China Construction Bank 1.75 2.25 2.75 2.75
China Industrial and Commercial Bank 1.75 2.25 2.75 2.75
Agricultural Bank of China 1.75 2.25 2.75 2.75
Postal bank 1.78 2.25 2.75 2.75
Bank of Communications 1.75 2.25 2.75 2.75
China merchants bank 1.75 2.25 2.75 2.75
Bank of Shanghai 1.95 2.4 2.75 2.75
China everbright bank 1.95 2.4 1 2.75 3
Shanghai Pudong Development Bank 1.95 2.4 2.8 2.8
Ping An Bank 1.95 2.5 2.8 2.8
Bank of Ningbo 2 2.4 2.8 3.25
China citic bank 1.95 2.3 2.75 2.75
Minsheng Bank 1.95 2.35 2.8 2.8
China guangfa bank 1.95 2.4 3. 1 3.2
Huaxia Bank 1.95 2.4 3. 1 3.2
Industrial Bank 1.95 2.75 3.2 3.2
Bank of Beijing1.95 2.53.153.15.
China Bohai Bank 1.95 2.65 3.25 3
Hengfeng bank1.952.53.13.1
Zheshang Bank 1.95 2.5 3 3.25
Bank of Jilin 1.95 2.52 3.3 3.6
Bank of Dongguan 2.025 2.52 3.025 3.25
Bank of Nanjing 1.9 2.52 3. 15 3.3
Bank of Jiangsu1.922.523.13.15.
Qilu Bank 1.875 2.52 3.3 3.6
Bank of Shang Hui 1.95 2.5 3.25 3.25
Bank of Hebei 2.25 2.73 3.3 3.3
Changsha Bank 2.025 2.835 3.575 3.705
Bank of Jinzhou 1.95 2.73 3.575 Autonomy
Shengjing Bank 1.95 2.73 3.57 4.22
Xi 'an Bank 2.025 2.52 3.3 3.6
Jinshang Bank 1.95 2.73 3.575 4.5
Bank of Chongqing 2 2.52 3.3 4.3
Hankou Bank 2.25 2.8 3.25 3.75
Strait bank 2. 1 2.9 3.85 4
Longjiang bank 1.95 2.73 3.575 3.9