If you have a net income of 0.2 million/200 thousand a year, will you continue to work? The first thing I want to know is, where does your net income come from if you don't work? Do you still have a secondary industry? If so, it doesn't matter whether you go to work or not. After all, you have a career, not an idle person, and this industry is also your job! There will be net income if you don't work, which I have never met. For example, if you don't have other jobs, you really have net income every year. Do you think this money is enough for a family? No wife, children, parents, that should be enough. My parents are getting older and worse every year. The wife's annual expenses and the children's study and marriage are enough. Do you have enough money? If I were you, I would continue to work, but not as hard as before.