1. Automatic repayment or transfer repayment in foreign currency:

If you have opened a foreign currency savings account in China Construction Bank, you can make automatic repayment by binding the foreign currency agreed account through the counter of China Construction Bank, online banking, mobile banking, credit card customer service hotline (400-820-0588) and other channels, or make foreign currency transfer repayment through the counter of China Construction Bank. Some branches have not opened the foreign currency deposit business of quasi-credit card, so it is suggested to consult the local branch whether the quasi-credit card can be used as a foreign currency agreed repayment account.

2. RMB automatic foreign exchange purchase repayment:

If you have a RMB debit card (or quasi-credit card, savings passbook, financial card, etc. ) CCB, you can handle the foreign exchange repayment agreed in RMB through the above channels, and CCB will purchase foreign exchange according to the exchange rate of credit card purchase on the bookkeeping date to repay your foreign currency arrears. The exchange rate for purchasing foreign exchange by credit card is one price per day. You can check it through the credit card website of China Construction Bank (creditcard.ccb.com) or the credit card customer service hotline.

3. Repayment of foreign currency cash:

If you hold foreign currency cash, you can make cash repayment through the counter of China Construction Bank. According to the relevant regulations of the State Administration of Foreign Exchange, if the accumulated repayment amount exceeds the equivalent of US$ 5,000 (excluding) on the same day, it must be handled by my valid identity document, the Customs Declaration Form for Luggage and Articles of Inbound Passengers in People's Republic of China (PRC) and China, or the foreign currency cash withdrawal document of my original bank.

4. Repayment of foreign exchange purchased at the counter:

You can use RMB to purchase foreign exchange through the CCB counter to repay foreign currency arrears. The exchange rate for purchasing foreign exchange adopts the spot exchange selling price quoted by CCB at the spot settlement exchange rate, which is dynamically updated. You can check it at CCB outlets.

5. Repayment by purchasing foreign exchange by telephone or online:

You can deposit RMB repayment funds into your credit card RMB account, and then purchase foreign exchange for repayment through CCB online banking, credit card customer service hotline, credit card website, mobile banking and other channels. The exchange rate for purchasing foreign exchange is CCB credit card exchange rate. This method requires you to pay attention to the following:

(1) If you deposit RMB before 17: 30, please purchase foreign exchange for repayment on the day of deposit; /kloc-deposit after 0/7: 30, please purchase foreign exchange for repayment the next day.

(2) You can also use the overpayment in RMB account of credit card to purchase foreign exchange for repayment. If the overpayment is insufficient, use your RMB credit line to purchase foreign exchange, and the part purchased with the credit line will be charged with interest at the rate of five ten thousandths per day from the date of purchase.