1. As an international financial center, the United States has a developed banking industry and can enjoy financial products provided by local banks in the United States.

2. It is convenient for local customers in the United States and other customers in North America to collect money, and the handling fee for local customers is very low or even zero.

3. Opening an American account can improve the company's image and reputation and enhance the company's international competitiveness.

4. It is convenient for Paypal to withdraw funds and facilitate international e-commerce.

5, overseas free financial management, rich income.

6. Online banking can provide reconciliation and international transfer functions.

7. Credit cards can collect money, but the operator needs to ask for the local social security number in the United States, so it is recommended to use paypal to collect money and then withdraw the money to the account.

8. With a credit card, you can spend money online or withdraw money from ATM.

9. American companies can apply for American loans for more than two years, and banks with less than $50,000 do not check the company's income; (Bank of America only)

10. After opening an account for half a year, the bank can issue a credit card to the company with a credit line of about $35,000; (Bank of America only)