According to public information, China's deposit reserve system was established after 1984, when the People's Bank of China specially exercised the functions of the central bank. In the past 20 years, the deposit reserve ratio has undergone six adjustments.

The interest rate level of deposit reserve refers to the interest rate level implemented by the People's Bank of China to pay the interest on deposit reserve of financial institutions. At the end of 20 10, the statutory deposit reserve interest rate of RMB is 1.62%, and the excess deposit reserve interest rate is 0.72%. The foreign exchange deposit reserve does not pay interest.