Profit comes from three differences: interest spread, dead spread, and fee difference. If the predetermined interest rate of the policy is compared with the bank interest, if the interest rate is lower than the interest rate, a profit will be generated; if the mortality rate of the underwritten policy is lower than the predetermined rate, a profit will be generated; if the company's expenses are controlled lower than the actual expenditure, a profit will be generated.

This is a very professional statement. To put it simply, if the bank has a large deposit, the interest rate will definitely be higher than yours. We don’t know the specific amount. The fatal difference is that they originally planned to pay 100 million yuan this year, but the death compensation ended up being 50 million yuan. This is also a profit. The company controls costs and reduces costs, which means profits.