1. lump sum deposit and withdrawal: three-month annual interest rate1.85%; The half-yearly interest rate is 2.05%; One-year annual interest rate is 2.25%; The annual interest rate for the biennium is 2.85%; The three-year and five-year annual interest rates are 3.5%.
2. installment, installment and deposit withdrawal: the annual interest rate for one year is1.85%; The annual interest rate for three years is 2.05%. According to the interest calculation formula, if Aunt Zhang decides at Changsha Bank,
The time deposit is 50,000 yuan, which has been deposited for one year, and the lump-sum interest is 50,000 * 2.25% *1=125 yuan; The interest of lump-sum deposit and lump-sum withdrawal plus interest is 50000 *1.85% *1= 925 yuan.
Changsha Bank was established in May 1997, initiated by the original shareholders Changsha Finance Bureau, Changsha Kaifu Finance Bureau, Changsha Furong Finance Bureau, Changsha Tianxin Finance Bureau, Hunan Post and Telecommunications Administration, Changsha Xinda Industrial Co., Ltd., Changsha Commercial Corporation, Changsha 14 former urban credit cooperatives and urban union, and was renamed Changsha Bank in 2008. It is the first regional joint-stock commercial bank in Hunan Province and the largest legal person in Hunan Province. Changsha Bank was listed on the Shanghai Stock Exchange on September 26th, 2008. It is the first listed bank in Hunan with the stock code of 60 1577 and the stock abbreviation of Changsha Bank. It has 30 branches and branches directly under it, including Guangzhou Branch, and its business outlets have achieved the coverage at the prefecture and city levels in Hunan Province. Three village Town Bank in Xiangxi, Qiyang, Yizhang and Hu Ba Consumer Finance Co., Ltd. in Yin Chang, Hunan have been established successively ... At the same time, mobile banking, online banking, WeChat banking and telephone banking services are provided for customers 365 days *24 hours. At the end of June, the total assets reached 759.22 billion yuan.
Scope: scope:
The business scope of the bank has been approved by the CBRC and other regulatory authorities, and its main business needs include: absorbing public deposits; Issue short-,medium-and long-term loans; Handle domestic and international settlement; Handle bill acceptance and discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds and financial bonds; Engage in interbank lending; Buying and selling, acting as an agent to buy and sell foreign exchange; Engaged in bank card business; Providing letter of credit services and guarantees; Acting for payment and insurance agency business; Provide safe deposit box service; Other businesses approved by the State Council Banking Regulatory Authority.