After issuing a cash check, overseas insurance companies are usually unable to pay attention to whether the payee can withdraw cash, nor can they split 6,543.8+0.6 million yuan into multiple cash checks below 6,543.8+0.6 million dollars.
The person in charge of the relevant business of Chongqing Branch of Bank of China said that although the Collection Management Regulations stipulates that this kind of collection on behalf of customers has a limit of US$ 654.38+million, with the bank's many years of experience in clean collection (meaning that creditors only need to submit financial documents such as bills of exchange, promissory notes and checks to the collecting bank and entrust it to collect on their behalf), if customers can provide relevant evidence to prove the rationality and legality of checks, they will be recognized by relevant departments.
Provisions on the extension information of overseas large-value cheques:
1. For financial documents that have not been accepted or have a large amount, BOC needs to check the payment requirements with the issuer of the financial documents and decide whether to accept the collection application according to the specific circumstances. Therefore, the relevant inquiry fees shall be borne by you.
2. The endorsement of the bill should be completely consistent with the endorsement of the bill owner, and the endorsement cannot be privately printed.
3. If the bill is dishonored due to forged endorsement or altered face (including amount, beneficiary, date, etc.). ), according to relevant laws, Bank of China will reserve the right of recourse against customers and confiscate forged bills.
If the bill is lost in the mail, according to international practice, the collecting bank will not be responsible.
5. After receiving the air ticket, China Bank will handle the procedures of settlement or entry for you according to the relevant regulations of the State Administration of Foreign Exchange. If the payment is made by sight letter of credit, the payment formalities will generally be handled within 30-50 days from the date of acceptance; Letter of credit takes a long time to receive goods, generally 40-60 days from the date of acceptance.
6. All expenses incurred in the process of collection shall be borne by the customer, and China Bank will charge you according to the facts. Personal foreign currency bills (other clean bills except foreign currency cash) are 0. 1% of the collection amount, with a minimum of 50 yuan and a maximum of 250 yuan, plus postage; Refund fee 10 yuan/pen; Cash collection is 0.5% of the collection amount, with the lowest in 20 yuan and the highest in 250 yuan, and postage is charged.
Phoenix. Com- China Bank can't get money from overseas large-value checks for several months, and the problem will be solved in one week.