If it is 70 items and 7 1 items in overseas remittance, it is mainly to explain to the correspondent bank who will bear the bank deduction.
In the past, due to the underdeveloped information technology, foreign exchange transactions between China and other countries had to be transported by water, so it was called "water bill" and has continued to this day. A water bill is a general term for foreign exchange receipts, which is a process of changing water in different places and different foreign currencies. A water bill is a receipt for settlement, sale and purchase of bills of exchange.
I. Classification of transaction receipts:
1. Payment Memorandum (a written document in which you pay someone and the bank deducts money from your account).
2. Memorandum of foreign exchange settlement (a written document informing your company when you receive payment from customers and bank records).
3. Bill of lading (written document that the bank informs your company that the money collected will arrive after your company's bill).
Second, the function of postscript and SMS notification in remittance:
The "postscript" in the remittance information filling page of online banking classic edition, personalized edition, mobile banking, iPad edition (intra-Bank remittance, domestic inter-bank remittance and directional remittance) and inter-bank cash management (inter-bank real-time payment, inter-bank real-time directional payment and inter-bank real-time collection) is only used to record your transfer purpose or other postscript that you want to query in the transfer record later, and will not be sent to the payee's mobile phone through the SMS you choose. For the payee, this short message does not mean that the money has been received. Please ask the payee to check the account balance and transaction details for the specific arrival situation.
Remittance postscript is optional, only English and Arabic numerals can be filled in, and the content is not limited, and the remittance purpose can be filled in.
If you use wire transfer, you need to go to the bank outlet to ask for wire transfer voucher (remittance voucher used by individuals to remit money to the company account). T/T voucher has a postscript column (used by some banks). Please note that the remittance postscript cannot be filled in Chinese, and the receiving bank does not provide translation service. Different from the transaction postscript, the transaction postscript is a description used to reflect the actual use of remittance and has the function of assisting in the declaration of international payments. Overseas payee can't know, so it must be filled out in Chinese characters. Fill in according to the principle of seeking truth from facts. Remittance postscript is just a "note" to the payee, which can play a role in transmitting information when the telephone or network is not good.