1. Download and install the Bank of Communications app to open mobile banking;

2. Enter the website of Bank of Communications, click "Gold", enter the website of Gold, and click "Physical Gold";

3. Select the number of grams of gold bars, click Enter, select Buy, and click Buy Now;

4. Choose the delivery method, which can be delivered to the door or picked up by the bank. Choose a paid bank card. If it is delivered to your door, you need to fill in the delivery address and click "Confirm Purchase" to confirm the order;

5. Wait for the door-to-door delivery or pick up the goods at the store, and the purchase of physical gold bars is completed.

Current situation of gold investment:

1. Physical gold, buying and selling gold in kind by buying and selling gold bars and ornaments. Physical gold: in the form of 1: 1, that is, no matter how much gold is purchased in any currency, it can preserve its value, and it can only buy up, but not down, with a large amount of investment and complicated procedures and expenses. It's hard to tell true from false.

2. Gold T+D: The leverage ratio is 1: 5. The transaction is divided into three time periods, two-way transaction, no price difference. The disadvantage is that the transaction is inactive and there is a premium, so you can choose a bank. The advantage is that the bank provides it, but the disadvantage is that the bank fee is ridiculously high.

3. Paper gold: Paper gold is a unique business of China, ICBC and CCB. Paper gold is a paper transaction of gold, and the transaction record of investors is only reflected in the "gold passbook account" opened by individuals in advance, and does not involve the withdrawal of physical gold. The profit model is to buy low and sell high, so as to obtain the difference profit. Paper gold is actually profitable through speculative trading, rather than investing in physical gold. The advantage is that banks provide it, but the disadvantage is that there is no leverage and the cost is too high.

4. Spot gold: the domestic handling fee standard is about 7/ 10000, and it is traded 24 hours a day. The time and price are in line with the international gold price market and the T+0 trading mode. The two-way operation can buy up and down, and the leverage ratio is relatively low, which is 1: 12.5. It is the only investment product in China that adopts the market maker system and can extract physical gold.

5. International spot gold: commonly known as London gold, spot gold is also called speculative London gold or international gold. The leverage ratio is updated to 400 times. On 20 13, the FXCM global gold exchange was opened, with a maximum leverage of 400 yuan and a maximum foreign exchange of 400 yuan, with no time limit. Online trading, T+0 trading form, 24-hour continuous trading from Monday to Friday, two-way buying up and buying down. The gold code is XAU _ USD or gold, which can simulate 200 times of lever learning by default.

6. Futures gold: refers to a futures contract with the gold price in the international gold market at a certain time in the future as the trading target. The profit and loss of investors buying and selling gold futures is measured by the difference between the time of entry and exit, which is the physical delivery after the contract expires.

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