Bank branches are manned at noon, and basic personal business can be handled, but corporate business cannot be handled. Banks generally do not handle corporate business on holidays and statutory holidays, but personal business can be handled normally.
The normal working schedule of the bank is as follows:
Monday to Friday: 8:30 am to 5:00 pm, some windows will be closed at noon;
Weekly On Saturdays and Sundays from 9:30 am to 4:00 pm, no corporate business is provided.
All business outlets will operate as usual on weekends and holidays. Savings business and personal business will be carried out normally, and business hours will be arranged according to holiday business hours. On weekends and holidays, bank agencies and managers are on holiday and do not conduct public business. The bank has two types: personal accounts and corporate accounts. Corporate accounts are closed on Saturdays, Sundays and holidays. For personal business, they are generally open on Saturdays and Sundays. Some small warehouses will be closed on holidays. Larger outlets and branches are open, but there will be fewer windows for handling business than usual. There are also arrangements for opening on statutory holidays such as the Spring Festival, but Generally, they are closed for half a day or until 3 pm. The details will depend on the notice from the bank. Chinese-funded banks in mainland China generally work from nine to five on working days. On weekends, we are open from 9.30-16.00 on one day and closed on one day. Foreign banks work from nine to five on working days. Closed on weekends. In fact, with the development of the electronic Internet and the improvement of ATM functions, banks no longer need to be open on weekends. Bank staff are human beings too and need rest.
1. Savings business will be open at noon, and all other businesses will be suspended.
Business--Savings business: individual account opening, individual account closing. Open a card, schedule, etc. You can do online banking. Deposit cash (including foreign currency) and withdraw cash. Report the loss of personal accounts, passbooks, cards, and passwords. Foreign exchange settlement: Exchange foreign currency into RMB. From Monday to Friday, you can buy and sell funds. All of the above are personal business, and no company business will be handled. However, individuals can deposit checks transferred from companies to individuals. Even reverse business. Open phone banking. Traveler's Check Release.
2. Various types of businesses suspended:
Personal settlement: inter-bank transfers, wire transfers, drafts, and financial management services. Buy Forex. Open a deposit certificate and print out all transaction details. Freeze the margin. Foreign remittances.
3. Personal credit card business: application, limit increase, application and settlement of foreign currency cards.
All the company's business: opening accounts, buying checks, reconciling accounts, and issuing additional documents. Telegraphic transfer, draft remittance, regular account opening, fund business for corporate accounts. Back deposit, withdraw cash, deposit check.
4. Loan business: personal cars, houses, study abroad, and consumer loans. Enterprise credit
International settlement business: letter of credit, packaged loan, forfaiting business, etc. International remittance.
The above are the regulations from Monday to Friday. It is open all day on Saturday and Sunday, but the business hours are short. The business scope is equivalent to the business scope at noon from Monday to Friday.