Bohai Bank is a national joint-stock commercial bank approved by China Banking Regulatory Commission, and its deposits are guaranteed by the deposit insurance system, so the deposits of Bohai Bank are safe.
Bohai Bank, the full name of Bohai Bank Co., Ltd., was established in February 2005 at 65438+ and 3 1, and opened to the public in February 2006. It is a national joint-stock commercial bank in People's Republic of China (PRC), and its head office address is Machang Road, Hexi District, Tianjin.
Bohai Bank was established with a registered capital of 8.5 billion yuan, and all the shares were subscribed by the promoters in cash. Bohai Bank is the first commercial bank headquartered in Tianjin since the founding of New China, and it is also the first Chinese-funded commercial bank to introduce overseas strategic investors in the establishment stage. As of 20 13, 12 and 3 1, the bank has opened 14 tier-one branches, 6 tier-two branches and 77 sub-branches in 22 key cities across the country. Total assets are 5682 1 1 billion yuan, total liabilities are 544010.40 billion yuan, net profit is 4.562 billion yuan, and non-performing loan ratio is 0.26%.
The business scope of Bohai Bank includes:
(1) Absorbing public deposits;
(2) Short-term, medium-term and long-term loans;
(3) Handling domestic and international settlement;
(4) Handling bill acceptance and discount;
(5) Issuing financial bonds.
(6) Acting as an agent to issue, honor and underwrite government bonds;
(7) buying and selling government bonds and financial bonds;
(eight) engaged in interbank lending;
(9) Acting as an agent for buying and selling foreign exchange;
(ten) engaged in bank card business;
(eleven) to provide letter of credit services and guarantees;
(12) Agency payment and insurance agency business;
(thirteen) to provide safe deposit box services;
(14) Other businesses approved by the State Council Banking Regulatory Authority;
Bohai Bank has many differentiated elements since its establishment. It is the first national joint-stock commercial bank in China to introduce overseas strategic investors at the establishment stage, and has built a matrix management organizational structure, a comprehensive vertical risk management system and a centralized operation management model in the background. After more than four years of unremitting exploration and hard development, Bohai Bank has begun to take shape and market influence.