ICBC's private banking service refers to individual customers with personal financial assets above 8 million yuan (inclusive) and good credit. After full communication between the bank and the customer, the bank can reach an account opening intention and sign a private banking service agreement, and then become a private banking customer of ICBC. If the personal financial assets of ICBC are more than 5 million yuan (inclusive), you can apply for private banking to experience customers. The experience period is agreed by the agreement, generally not exceeding one year.

Advantages of ICBC's characteristic private banking service

The private banking business of China Industrial and Commercial Bank mainly provides personalized and professional wealth management services with asset management as the core and consulting as the focus.

Financial management service

In-depth understanding of customers' needs and goals, the use of various financial tools, to develop personalized financial planning, to achieve personal, family, corporate health and sustainable financial goals, to provide exclusive remote commission services.

(2) Asset management services

Manage financial assets with due diligence and prudence, provide customers with "Jingying Series" products exclusive to private banking customers, select suitable financial products worldwide, conduct diversified asset allocation, personalized product design and discretionary asset management, and realize the preservation and appreciation of customers' assets or specific goals.

(3) Consulting services

Based on ICBC's excellent team of industry experts and strong partners, we provide customers with all-round consulting services, including investment consulting, trust consulting, tax consulting, art appreciation consulting and professional consulting services.

Private value-added services

Provide customers with personalized value-added services to create high-quality private life, including children's financial education, business social activities arrangement, private business office services, private health arrangement, investment culture lectures, fashion life arrangement, etc.

(5) Cross-border financial services

Relying on the advantages of ICBC Group, we cooperate with overseas branches of ICBC to provide customers with cross-border financial consultation and arrangement, cross-border investment assistance and financial services for studying abroad.