Enter the website of China Construction Bank, insert the voucher shield, enter the account password, and click "Enter Operation Page" on the right; Select "Billing Business", drop down the electronic billing item, and select "Reply" to apply; Check the answer sheet and select "Next"; Confirm the information of both parties to the bill transfer, and click Sign for Receipt after confirmation; Enter the password of NetShield, and then click "Confirm". This is just a bill signing procedure. If there is still a bill, just click "Continue to Answer". Commercial acceptance bill is a kind of commercial bill. Refers to the bill drawn by the payee and accepted by the drawee, or the bill drawn and accepted by the drawee. The unit that uses the draft must be a legal person who opens an account in a commercial bank, and it must be based on legal commodity transactions. After the bill is accepted, the acceptor (that is, the payer) is responsible for unconditionally paying the due bill, and the bill can be discounted or transferred to the bank. In commodity trading, when the seller asks the buyer for payment of the draft, the payer must sign the word "acceptance" on the front of the draft and affix the seal reserved by the bank. Before the bill expires, the drawee shall pay the full amount to the issuing bank. After the bill expires, the bank will transfer the bill from the payer's account to the payee or the discount bank. If the payer's account is insufficient to pay the bill due, the opening bank will return the bill to the payee, and both parties will settle the bill themselves. At the same time, according to the provisions of the bad check, the payer will be fined 1% of the face value. Features: 1. The payment term of commercial acceptance bills shall not exceed 6 months for paper bills and 12 months for electronic bills. 2. The time limit for presentment payment of a commercial acceptance bill is 10 day from the maturity date of the bill. 3. Commercial acceptance bills can be transferred by endorsement. 4. When the holder of a commercial acceptance bill needs funds, he can apply to the bank for discount with the unexpired commercial acceptance bill. 5. Suitable for settlement in the same city or in different places. Important attribute 1. Discounted amount: deduct the interest from the discount date to the day before the bill expires, and calculate the actually paid discounted amount. 2. Term: The discount period of commercial acceptance bills shall be from the date of discount to the maturity date of bills, and the longest period shall not exceed 65,438+02 months. 3. Interest rate: The discount rate is generated by adding percentage points to the rediscount rate, and the range of adding percentage points is determined by the People's Bank of China. The discount rate of commercial acceptance bills is generally higher than that of bank acceptance bills, but it does not exceed the loan interest rate for the same period.

Specific examples:

Suppose company A wants to pay company B an electronic bank acceptance bill.

1.company b must first provide company a with the bank account opening information of company b's legal person account: company name, account number, account opening bank and bank line number. Then Company A can endorse the electronic bank acceptance bill to Company B in the online banking system.

2. After the operation of Company A is completed, Company B finds the corresponding option in the online banking system to sign the bill (the online banking of each bank is different and similar), and Company B clicks on this electronic bank acceptance bill and selects the signature.