Specifically: China People's Bank, CDB, Agricultural Development Bank, China Agricultural Bank, China Industrial and Commercial Bank, China Construction Bank, China Bank, Bank of Communications, China Merchants Bank, Industrial Bank, China Everbright Bank, Minsheng Bank, Huaxia Bank, China CITIC Bank, Postal Savings Bank, Shanghai Pudong Development Bank, Feng Run Rural Cooperative Bank, Qilu Bank, Guangfa Bank, Zheshang Bank, Laishang Bank, hengfeng bank, Ping An Bank, etc.
The roles of different banks
1. The first echelon: China People's Bank, commonly known as Yangma, is a department directly under the State Council. It neither deposits or withdraws money, nor lends money, and how much money it prints and collects is under his control. How banks, brokers, trust companies, insurance and other financial institutions conduct business is also decided by the central bank. Gold and foreign exchange reserves are also under its control, and the exchange rate is also determined by the central bank.
2. The second echelon: four state-owned banks-China Agricultural Construction and Bank of Communications. These five banks belong to the pure national team and rank first in safety factor. Their advantage lies in their public utilities, that is, domestic public utilities are under their control.
Bank of China is mainly responsible for foreign trade settlement, and ICBC's customers are the basic households of large and medium-sized enterprises nationwide; China Agricultural Bank is the most famous, facing agriculture, countryside and farmers; CCB's initial business was mainly aimed at the construction industry; Bank of Communications, formerly known as Bohai Bank, is the only bank in the second echelon with a history of 100 years, and is also the first joint-stock bank.
3. Third echelon: all national joint-stock commercial banks, such as China Merchants, CITIC, Huaxia, Minsheng, Pudong Development, Xingye, Everbright, Shenzhen Development and Guangfa. , are commercial banks, and are joint-stock banks, outlets all over the country.
Fourth echelon: local commercial banks, including village banks, such as Bank of Beijing, Bank of Shanghai and Bank of Tangshan. City banks count all these, most of them can only operate in their cities, and they can't withdraw money nationwide. Then there are rural financial institutions, such as rural credit cooperatives, rural cooperatives, rural commercial banks and village banks.
The fifth echelon is foreign banks, and we still have strict control over foreign banks, such as Citigroup, HSBC, Germany, Britain and Bank of East Asia. All other countries in the world, as long as they are powerful countries, have opened banks in China. At present, most of the public business of these banks is trade settlement, which is basically a combination of internal and external, and personal business is mainly aimed at large customers.
6. More special are China's policy banks, such as China Development Bank, Agricultural Development Bank, Export-Import Bank, etc. These are banks that support buildings and commercial units.