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Introduce Bank of Communications Youth Xiaobai VISA Personal Card.
On the whole, there is no difference. All credit cards have the same basic functions. Which card will be more suitable for you needs to be screened according to your own situation.

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@ @ @ @ @ Youth White VISA Personal Card:

As long as you have a lively and energetic Y-force and become a privileged family, you can master a kind of power, fully support your infinite imagination and natural action, and become the driving force of your ambition and the driving force of vertical and horizontal cooperation. Get a new life and enjoy a more exciting, rich and interesting life.

Y-POWER has two cards, black and white, which let you choose your attitude and show off your brilliance. Y-POWER, it's possible. Y-POWER gives you a strong backing, and powerful power comes from the heart!

Three kinds of privileges

Privilege 1: My credit, of course, is my own.

After each Y-POWER card is held for six months, Y-POWER's credit line will be upgraded, and the speed of upgrading depends on your card performance. More credit cards, more installment payments and self-improvement are as simple as that!

Privilege 2: How to buy and how to pay the bill.

Y-POWER, charge your consumption! When spending, you can not only decide what to buy, but also how to buy it! As long as the consumption of a single credit card exceeds RMB 500 yuan or US dollar 60 yuan, you can start the privilege of "divide it with you" by installment (please refer to the installment page of the credit card website for items that cannot apply for installment). Beautiful dreams come true instantly, making all impulses possible!

Privilege 3: ultra-low cash withdrawal fee, ultra-high cash withdrawal amount, easy emergency

For domestic RMB withdrawal, the handling fee is as low as 5 yuan/transaction, and the withdrawal amount is as high as 100% of the credit card limit, so you can take it if you want!

Eight advantages

The gift of power continues.

"Power keeps giving gifts" is a special bonus privilege created by Y-POWER for young people. While spending by credit card, unconsciously, colorful warm-hearted gifts have been obtained! Online communication, telephone communication and other ways, you can choose!

Password or signature, whatever you decide.

How to verify your Y-force identity when swiping a card? The method is up to you! In China UnionPay merchants, you can choose to directly use the signature to confirm the transaction, or enable your exclusive signature plus transaction password verification service:

+If you choose to use a password to confirm the transaction when filling out the application form, you can call the 24-hour customer service hotline at 400-800-9888 or set a password through online banking, so you can spend money with peace of mind.

-If you don't choose to use a password to confirm the transaction when filling out the application form, you can call the 24-hour customer service hotline 400-800-9888 or add the transaction password for your Y-POWER through online banking.

Consumption abroad, RMB can be easily repaid.

Whether you use Y-POWER at home or abroad, you can finally choose RMB for repayment, so as to avoid the trouble of exchanging foreign exchange for consumption abroad. The time-saving, labor-saving and worry-free repayment method allows you to spend freely in your hand.

The whole world likes it, and Total supports it everywhere.

No matter at home or overseas, you can spend freely with your Y-POWER wherever you have Visa/Plus, MasterCard/Cirrus or China UnionPay logo, with a total of over 30 million in the world! There are more than 6,543.8+100,000 automatic teller machines (ATMs) to provide you with cash withdrawal service, which is convenient and quick, and you can enjoy it at any time.

Consumption depends on credit, and interest-free is easy enough.

Y-POWER is convinced that youth is your greatest wealth! So you can enjoy the longest interest-free repayment period of 56 days without pre-storing cash in Y-POWER card, which is 6 days longer than the longest interest-free repayment period of most credit cards on the market at present! With Y-POWER, you can repay after swiping your card, enjoy it and experience it in advance!

The report of loss is the most timely and there is no risk of card loss.

Y-POWER knows young you, and it is inevitable that there will be careless moments. Therefore, when your Y-POWER is accidentally lost or stolen, please immediately call the 24-hour customer service hotline 400-800-9888 to report the loss. The loss can take effect immediately, and you don't have to bear any loss risk afterwards, so you can take your time and be carefree!

SMS assistant, remind you at any time.

With Y-POWER, you can summon a flexible and clever helper. Any account change or repayment date is due, you will be prompted by the SMS helper in time, which is clear at a glance and under control! Clear accounts and worry-free credit! (You need to log in to online banking or call the customer service hotline to customize related value-added services)

Anytime, anywhere, hotline service day&; night

Y-POWER has a worldwide influence. At any time, just call the 24-hour customer service hotline 400-800-9888, and warm and thoughtful service will arrive immediately.

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@ @ @ @ Standard UnionPay Personal Card:

Password signature, whatever you choose.

You can directly use the signature to confirm every credit card consumption transaction with China UnionPay merchants. If you are used to using signature and transaction password to confirm the transaction, just call our 24-hour customer service hotline 400-800-9888 to enable the merchant transaction password verification service.

Overseas use, repayment in local currency

Whether you use this card at home or abroad, you can finally choose RMB for repayment to avoid the inconvenience caused by insufficient foreign exchange abroad. Time-saving, labor-saving and worry-free repayment methods allow you to arrange funds reasonably and travel and shop more freely.

Domestic and overseas, global support

Whether at home or overseas, you can spend money at more than 20 million merchants with VISA/Plus, MasterCard/Cirrus and China UnionPay logos, and withdraw cash at more than 840,000 ATMs, so you can enjoy convenient and fast services at any time.

Sign up for consumption and enjoy interest-free

There is no need to deposit cash in the card, and you can enjoy the consumption experience of swiping the card first and then repaying it. The interest-free repayment period is as long as 56 days, which helps you manage your finances more easily.

Lost card protection, no risk.

If your card is accidentally lost or stolen, please call our 24-hour customer service hotline 400-800-9888 to report the loss. The loss will take effect immediately, and you don't have to bear the subsequent risks, which will relieve your worries.

Prompt by SMS, use your card with peace of mind.

With the SMS service prepared for you, not only every credit card transaction can be prompted by SMS immediately, but any account change, such as the generation of monthly statement and the change of quota, will be prompted by SMS from us, which will make you feel more at ease when swiping your card. You only need to log in to the online banking/account management/password management module of creditcard.bankcomm.com Credit Card to open this service.

Anytime, anywhere, hotline service

Whenever and wherever, you only need to call our 24-hour customer service hotline 400-800-9888 to handle inquiries, loss reporting and other consulting matters, and our warm and thoughtful service will be delivered immediately.