2. A person with a higher rate of return than a bank means that he can beat the bank. These people have money and vice versa.
The poor can only get poorer and poorer, and the rich will get richer and richer. Because the poor always have to pay a high price for something inexpensive. The more developed the finance, the more developed the loan and the more developed the credit card, the longer the term (N value) of the final value will be, and the poorer the poor will be. Never try to turn over! Unless they learn the investment skills and improve the rate of return.
The GDP growth of China countries is around 9%, while the interest rate of banks is only 6%. It is easy to beat the bank. Therefore, it is much easier to get rich in China than in the United States.
China people are so smart that it is not difficult to learn investment skills. What is really difficult is the establishment of investment awareness.
My name is Wang. I don't care about the country at all, and it's not my turn to worry. I only care about my own business.
For me, I first judge which market my assets are concentrated in, and then judge whether this market will collapse, to what extent, where to stop loss or where to protect positions.
What is really difficult is not investment skills, but the establishment of investment awareness. With investment awareness, those skills can always be learned as long as they are honed slowly.
The common sense of the investment community is that the larger the capital, the more difficult it is to manage. People often say that "it is difficult to make money with others, but it is easy to make money with money", which is wrong. Only outsiders say so, and people who really invest dare not say so.
Whether you can operate large funds depends on your investment strategy and target market. For example, long-term strategies can hold more funds than short-term strategies, and foreign exchange can hold more funds than stocks.