Question: What does lufax's shareholding mean? It should be an investment. Now, it is also good to choose some bigger companies, such as lufax, Oriental Jinyu Internet Finance, which network to invest in.
Question 3: What do you mean by cash withdrawal in lufax? Lufax cash withdrawal means that you take out the funds entrusted to invest in lufax and put them on your bank card. Also called cash withdrawal or cash withdrawal.
Question 4: What is a peaceful Jin Lu? 20 points is Ping An's investment and financial management platform, but the investment starting point is relatively high.
Question 5: What does it mean that lufax can transfer money in 7 days? It means that the creditor's rights can be transferred within 7 days, but only for some investment projects. Although the safety of all Ping An groups in Jin Lu can still be guaranteed, the fly in the ointment is that the income is somewhat low. The product income of other big platforms with a one-month term is higher than that of lufax. For example, online financing is 9%, which is also a background of large groups and has principal and interest protection. Therefore, we still need to know more about some platforms for online loan investment. On the whole, the platform with high security benefits is the best choice. Don't make hasty decisions, which often can't achieve the best financial management effect.
Question 6: What is the meaning of (lufax) in the bill? Oh, relax! ! Impulse is the devil, don't pick up these messy things! ! If you want to do this business, you must find the most famous and crowded person! ! Like our home! ! Ha ha! ! No kidding, I'm telling the truth! Otherwise, you will only regret it! !
Question: What does lufax mean by value? The value date refers to the date when the collection or payment really takes effect. According to international practice, the value date should be indicated in the telegram of payment instruction issued by the bank to ensure that the payment date is clear.
First, the calculation principle
The calculation of the value date is based on the settlement speed of each currency, "settlement on the same day" as the benchmark, combined with the different effects of holidays in each currency, and the corresponding value date is determined according to the spot bidding trading day of RMB and foreign exchange.
Second, the liquidation speed.
The spot auction transaction of RMB and foreign exchange (hereinafter referred to as "spot transaction") is subject to the liquidation speed of T+2, that is, the capital settlement date of local and foreign currencies between China Foreign Exchange Trading Center and its members is the second working day after the transaction date, and the liquidation date is the value date for both parties' funds.
Working days refer to the days when both China and the currency issuing countries or regions are open for business.
Third, the impact of holidays on the value date.
1. If T+0 is a holiday in a certain trading currency, the value date of capital settlement involved in this foreign currency transaction is the second working day after the trading day, that is, the normal value date is the value date.
2. Except that the value date of capital settlement involving USD or RMB transactions is not affected by T+ 1 being a holiday, the value date of capital settlement involving transactions in other currencies is postponed by 1 working day. The specific provisions are as follows:
(1) If T+ 1 is a RMB holiday, the value date of spot transaction in fund settlement is the second working day after the trading day, that is, the normal value date is the value date;
(2) If T+ 1 is a US dollar holiday, the value date of the US dollar/RMB transaction in fund settlement is the second working day after the transaction date, that is, the normal value date is the value date;
(3) If T+ 1 is a holiday in Hong Kong dollars, the interest payment date of funds in Hong Kong dollars/RMB transactions will be postponed by 1 working day, which is the third working day after the transaction;
(4)T+ 1 has the same impact on the value dates of euro and yen as that of Hong Kong dollars.
3. As T+2 is a holiday, the capital settlement value date of all currency transactions is postponed 1 working day. The specific provisions are as follows:
(1) If T+2 is a RMB holiday, the value date of spot transaction of fund settlement will be postponed by 1 working day, which is the third working day after the trading day;
(2) If T+2 is a holiday in Hong Kong dollars, the value date of fund settlement in Hong Kong dollars/RMB transaction will be postponed by 1 working day, which is the third working day after the transaction.
(3) The influence of T+2 on the value dates of Euro and Yen is the same as that of Hong Kong dollars.
4. If T+2 is a US dollar holiday, except that the value date of the US dollar/RMB fund settlement transaction shall be postponed by 1 working day, the value date of the Hong Kong dollar, euro and Japanese yen fund settlement transaction shall be postponed by 1 working day, which is the third working day after the transaction.
China Foreign Exchange Trading Center announces the specific trading day and value date of the year at the beginning of each year.
Question 8: What do you mean by being realizable in lufax? Turn into or have the function of cash.
Question 9: What do you mean by a few days of wealth management in Ping An Jin Lu Research Institute? I don't know, many of them are fixed deposits for three years, and the interest rate is too low to invest. The deadline is very long.
Question10: What does Lufax's monthly income mean? It doesn't make much sense just to look at the amount of money received. Waiting for money is a loan that has not been recovered.
Assume that the amount to be received is1000000 yuan. Wow, it feels very safe, which means that only 1 10,000 is confiscated outside. However, accounts payable (customer's due investment quota) has reached100000. Isn't this a big black hole? Of course, the above examples are extreme. When we deduct the company's internal management expenses (such as industrial and commercial tax, employee salaries, office rent, etc.). ), the accounts receivable to be received are actually the accounts receivable of the enterprise (both costs and benefits are in it), and the part that investors can recover at maturity can be understood as accounts payable (of course, some investors will choose to renew their investment and will not recover the cash in full). It will be more objective to combine the ratio of the two and the time node of maturity with the cash flow situation.