The seller needs to open a bank account in the remittance bank to provide remittance quota for foreign buyers (please consult your remittance bank for the specific remittance quota), so that foreign buyers can handle international remittance for you at the local bank according to the remittance quota provided, but foreign buyers need to bear high remittance fees, and the remittance will be sent directly to your bank account within 3-7 days.
2. Remittance through professional international remittance companies
1, Western Union International Remittance (www.westernunion.com)
2. "money money" international remittance (www.moneygram.com)
In recent years, western union, moneygram and other international remittance service giants have entered China.
Among them, Western Union is the largest international remittance company in the world and the first international company to enter China. Cooperate with Agricultural Bank of China and China Post to carry out international remittance of US dollars at designated business outlets. MoneyMoney is the second largest international remittance service company in the world, and cooperates with ICBC to carry out business.
Compared with ordinary international remittance, Western Union and MoneyMoney International Remittance have obvious advantages. First of all, you don't need to open a bank account, and you don't need to provide approval documents from the foreign exchange regulatory authorities for businesses below $6.5438+0 million; Remittance can be remitted within 10 minutes, which is simple and fast. Ordinary international remittance takes 3 to 7 days to arrive, and more than 2000 dollars must be approved by the foreign exchange supervision department.
In addition, in terms of handling fees, the handling fees of Western Union remittance and MoneyMoney international remittance are also relatively low.
Take a remittance of $2000 as an example. General international remittance fees include telex fee 150 yuan, transfer fee 1 yuan (about 170 yuan), and RMB remittance fee 1‰ (CCB's lowest 30 yuan and highest 300 yuan; China Bank is the lowest in 50 yuan and the highest in 260 yuan), totaling around 350 yuan to 370 yuan. In contrast, for the same international remittance of US$ 2,000, the handling fee of Western Union is US$ 25, and that of moneygram is US$ 15, both of which are lower than that of ordinary international remittance by banks.
Western Union remittance fee:
Remittance amount (USD) Remittance handling fee (USD)
0.0 1-500.00 15
50 1- 1000.00 20
100 1 -2000.00 25
200 1-5000.00 30
5000 1- 10000.00 40
MoneyMoney charging standard:
Remittance amount (USD) Remittance handling fee (USD)
0.0 1-400.00 10
400.0 1-500.00 12
500.0 1-2000.00 15
2000.0 1-5000.00 23
5000.0 1- 10000.00 30
Third, paypal international payment platform (www.paypal.com)
PayPal is a global leader in online payment solutions, with more than 1 100 million registered accounts worldwide. It can use 6 currencies in the 103 market and is the most effective payment method in transnational transactions. Buyers and sellers only need one email address to open an account on paypal, so it is very convenient to complete online payment, and the payment method is exactly the same as Alipay. It is completely free for buyers to pay through paypal, and it is very fast to complete the payment through the Internet, which is quite attractive to buyers. After the seller receives the payment through paypal, he must withdraw the cash from the PayPal account to the seller's bank account in one of the following four ways.
Withdraw money from China bank account by telegraphic transfer, Hongkong bank account and PayPal check.
The time is 3-7 working days, 5-7 working days, and about 6 weeks.
The promotion price is $20 * and the free cash withdrawal (there may be exchange fee) is $5.
Collect currencies USD, HKD and USD.
China and Hongkong, where the bank is located, are deposited into the bank account in China.
Suitable for small and medium-sized sellers in the user group, and large and medium-sized businesses can accept users who withdraw cash for a long time.
http://www.csuchen.de/html/ 16/539 16-37058.html
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Personal recommendation method
1 It is convenient for him to buy traveler's checks in the British bank, fill in the approximate date of receipt and mail them to you. You can cash it directly in China.
If you don't receive his check, you can cancel it with little risk.
I will send you a bank card from Qvanxian Zhang, England.
Remember the password. The limit of direct withdrawal from domestic ATMs should be 5000 (depending on the thickness of ATM outlets) and 20000 per day.
So you can send it back to him row by row.
Including the bank's consumption abroad, the handling fee and postage are still cheaper than remittance.
These are two ways to avoid remittance fees, but the most convenient thing is that you both have domestic and British accounts in banks such as HSBC, Barclays and Citigroup, and you can transfer money directly to the other party, which is much cheaper.
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PS:
1 About traveler's checks
As long as he has an account in any bank in Britain, he can buy traveler's checks at the bank where he opens the account. Traveler's checks can be used and cashed at banks in China at home (it is different from the current exchange rate, so it makes up for the high handling fee of about 4%). The depositor's signature should be consistent with the buyer's signature (more troublesome), but the security of the check is actually very high, as long as he fills in the signature according to your requirements and is consistent with the signature on your passport.
If it's too much trouble, it's convenient and quick to apply for an account with paypal and then transfer money, and the handling fee is not very high.
References:
http://www.csuchen.de/html/ 16/539 16-37058.html