First of all, we need to set family financial goals.
Short-term financial objectives: (3-5 years):
Get married, buy a house, buy a car, have children.
Other demand fees?
Medium-term financial target (10-20 years):
How much does it cost to educate children, key schools and choose schools? How much are interest classes and remedial classes?
How much medical care should be prepared for the elderly on both sides?
Improve the housing environment and change to a bigger house?
The car has to be changed again, and the child is going to start a business and get married. Do you want it or not? how much is it?
Other demand fees?
Long-term financial goals (after retirement):
How much does it cost to enjoy your old age after retirement?
What kind of living standard do you want to achieve?
The setting of financial goals is a very important item in family financial management.
Because we set financial goals, we know how much money we need to spend at that time and how much money we need to prepare in advance;
In this way, when we complete the financial management goals at different stages, we can choose the best combination method more reasonably to ensure the realization and meet the actual needs of your family!