Many investors believe in bank financing when managing money, so they will buy wealth management in the bank APP, but wealth management is a risky investment, that is, there is the possibility of loss, so will bank financing go up if it falls? What should I do if the bank wealth management products fall badly? We have prepared relevant contents for your reference.

Will bank financing go up when it goes down?

Whether the bank's financial management will go up or not depends on the situation. The rise and fall of financing mainly depends on the direction of investment targets. If the investment target goes up, then bank financing will also go up. If the investment target goes down, then bank financing will also go down. Because the rise and fall of bank financing is uncertain, it depends on the situation.

The investment targets of bank wealth management generally include time deposits, bonds, commodities, stocks, foreign exchange, options, futures, certificates of deposit and so on. Among them, bonds, commodities, stocks, foreign exchange, options, futures and other investment targets are relatively risky, and losses are more likely to occur when the market is not good, so we should pay attention to these high-risk financial management investments.

What should I do if the bank wealth management products fall badly?

Bank wealth management products will be redeemed if they fall badly. If you can't bear the risk, it is generally recommended to redeem the stop loss, because bank wealth management products are different from bank time deposits and don't break even. In the case of bad market, it will continue to fall. You can also redeem it first and then wait for the right time to enter the market.

If you have sufficient funds, strong risk-taking ability, and are optimistic about this bank wealth management product, and want to earn back the lost money, you can also increase your position when the bank wealth management product falls. Just be aware that adding positions will increase the risk. If the wealth management products are still falling at the time of jiacang, it will accelerate the degree of loss, and it will become more and more difficult to return to the capital later.

But on the other hand, if we can buy when the wealth management declines, the price of wealth management will be reduced, so that we can buy more stocks with the same funds, thus reducing the cost of buying. The lower the purchase cost, the greater the possibility of investors returning to their capital.

Therefore, financial management and jiacang need to be cautious. It is necessary to consider whether to increase the position from the aspects of the bank's wealth management products themselves, the ability to take risks, and whether to be optimistic about the future prospects of this kind of wealth management.