How much is the cash withdrawal fee for Industrial Credit Card?
The handling fee for withdrawing cash from Industrial Credit Card is 2% of each advance cash, with a minimum charge of RMB 20 or USD 2 for each advance, and a maximum charge of RMB 65,438+000 for each advance cash in 500 yuan (no inter-bank handling fee is charged regardless of the same city or different places).
Interest is charged at the daily rate of 0.5 ‰ (annualized interest rate is about 5_*365= 18.25% according to simple interest algorithm), and compound interest is calculated monthly.
The advance cash limit is a certain proportion of the credit limit, and the daily cumulative withdrawal amount per card for domestic withdrawals does not exceed 65,438 yuan+0,000 yuan, and the maximum daily cumulative transfer amount per card for overdraft transfer (RMB only) is 50,000 yuan.
Withdrawal channel:
ATM: In China, you can use your credit card and password to withdraw RMB cash from ATMs marked "UnionPay"; Outside the country, you can use your credit card and password to withdraw local currency from ATMs marked with UnionPay, VISA, MasterCard or American Express.
Bank counter: in China, you can withdraw RMB cash at the counters of Industrial Bank branches with your credit card, valid ID and password; Outside the country, you can withdraw local currency at the bank counter marked "visa", "mastercard" or "American Express" with valid ID card, credit card and password.
That's all. I hope it helps you.