1. Customers who open bank accounts in Hong Kong. Hong Kong insurance companies can transfer money to customers' accounts in Hong Kong, which is the first choice.

The bank account in Hong Kong has not been opened. Payment will be made to the customer through the financial advisor's check and recorded globally.

3. Assuming that domestic banks are "unprofessional and uncooperative", Hong Kong insurance companies can remit money to customers' domestic bank accounts.

Hong Kong's insurance services cover the whole world, and the professional requirements for insurance agents are very high. Anyway, please have more confidence in logistics.

When a mainland customer makes a claim, a professional insurance agent can efficiently and safely deliver the check to the customer without forwarding it at all.

If the insurance agent can't deliver the check in person, the customer can also ask the insurance company to send a copy by reliable cross-border express delivery.

Extended data:

Hong kong insurance cheque purchase restriction order:

A few days ago, major insurance companies in Hong Kong received a notice from the People's Bank of China and the cooperative clearing bank that cross-border insurance companies are only allowed to accept personal accident insurance, medical insurance and transportation insurance, excluding life insurance and investment dividends. In addition, the individual's single payment amount shall not exceed RMB 30,000; This regulation is from March 20 16 to March 20 12.

At the same time, some insurance companies in Hong Kong have also suspended accepting mainlanders to come to Hong Kong to pay premiums through UnionPay cards through third-party payment channels in the Mainland.

As early as February 4 this year, the central bank stipulated that UnionPay cards should be used to purchase insurance in Hong Kong, with a maximum transaction amount of $5,000 each time. However, at that time, the number of swipes per day was not stipulated, and online swiping was not prohibited. Some large insurance policies have been swiped dozens or even hundreds of times. As a result, the central bank subsequently put a "big move" to limit purchases.

Hong Kong insurance attracts mainland guests with the advantages of "cheap" and "wider scope of claims". According to the data released by the Office of the Commissioner of Insurance of Hong Kong, the personal premium of the insurance industry in Hong Kong last year was HK$ 3,654.38 +0.6 billion, accounting for 24.2% of the total business last year. With the implementation of the "purchase restriction order", the share prices of listed insurance companies in Hong Kong, including Prudential, AIA and Manulife, have fallen one after another, and the market values of the three companies have evaporated by tens of billions. Some people say that a feast of the insurance industry in Hong Kong has come to an abrupt end.

However, not all roads are blocked. According to the latest regulations of the central bank, insurance products such as accident insurance and medical insurance can still be purchased by credit card if the amount is less than 30 thousand yuan. Obviously, the central bank deliberately made a distinction, that is, prohibiting large life insurance and investment-linked insurance, and still letting go of the protection category.

People's Daily Overseas Edition-Buying insurance in Hong Kong, Encountered "Purchase Restriction Order"