There are limits. There are differences in overseas remittance limits between domestic individuals and overseas individuals. For example, remittance from a domestic personal foreign exchange savings account: the accumulated equivalent value of the same day is less than 50,000 US dollars (inclusive), and it is handled in the bank with my valid identity certificate. The accumulated equivalent value on that day is more than USD 50,000, and it shall be handled with my valid identity certificate and the authenticity certificate of the transaction amount under the current account. Hand-held foreign currency cash remittance: the accumulated equivalent of the same day is less than US$ 65,438+US$ 0,000 (inclusive), and it is handled in the bank with my valid identity certificate. The accumulated equivalent value on that day is more than USD 65,438+0,000, and it shall be handled by my valid identity certificate, the authenticity certificate of the transaction amount under the current account, the Declaration Form for Luggage and Articles of Inbound Passengers in People's Republic of China (PRC) and China Customs signed by the customs, or the foreign currency cash withdrawal document of my original bank.

How to remit money from China bank to American account?

If you need to handle personal overseas remittance, you can handle it through BOC outlets, personal online banking, mobile banking, smart counters and other channels.

1. Counter handling: You need to bring your ID card, card/passbook to the counter of China Bank to handle relevant formalities. Cross-border remittance business can be entrusted to others, but the identity documents, card/passbook and original power of attorney of both the remitter and the agent are required, and the power of attorney is kept by BOC with the summons; Cross-border remittance by minors must be handled by guardians.

2. For personal online banking, please click the function of transfer and remittance-cross-border remittance of foreign currency.

3. Please click the "Transfer-Cross-border Remittance" function of mobile banking. (Operating environment: iPhone 12, iOS 14.6)

The processing flow is:

1. Fill in the international remittance application form, and the information required for wire transfer includes: remittance currency and amount, payee's name and address, payee's account number in the bank where the account is opened, payee's bank name, SWIFT code or address.

The information required for remittance includes: remittance currency and amount, payee name and address.

2. Pay the remittance principal and handling fee.

3. Print the application for international remittance and sign it to confirm the contact information.

4. Receive the remittance receipt and complete the remittance.