Generally speaking, this kind of reminder means that some words may be involved in the content of your chat, and then a reminder will pop up according to these keywords. This reminder is usually between the two of you and has nothing to do with others. Moreover, if a person has just registered a new number, or is not bound with a bank card, "there may be risks in the exchange of funds with the other party." This is the system's own prompt, which is used to improve the user's vigilance and prevent fraud. If there is a money transaction, be sure to check whether the information is true by phone to avoid personal and friends' property losses caused by someone stealing the number.

In addition, the biggest hidden danger of private exchange of foreign exchange is that it can not guarantee the legitimacy of the other party's fund source, and it is easy to become a link in the money laundering chain. Under the background of increasing the investigation and punishment of money laundering cases in various countries, it is not uncommon for criminal gangs to use international students for money laundering activities. Last year, the National Economic Crime Center was established in June+10, 5438 to crack down on serious organized economic crimes. Spain has also continuously strengthened financial supervision, and strictly investigated the smuggling of huge amounts of cash and the purchase of luxury goods to help money laundering in disguise. At the same time, vigorously strengthen the supervision of banks. Once local banks find suspicious account funds, they are likely to take measures such as freezing accounts and canceling accounts without reason. If you use a bank account casually, the funds will flow frequently, which will easily arouse the vigilance of the local banking supervision department. If the respondent cannot prove the legitimacy of the source of funds in the account, he may face confiscation of money, fines, administrative penalties, etc. Even involved in criminal proceedings, which directly affected his local study, employment, credit investigation and visa application.

Finally, private exchange of foreign exchange can easily lead to a series of problems such as personal information disclosure, being cheated, and potential safety hazards. In 20 18, there were cases in Australia, Russia, Britain and South Korea where overseas students were cheated and suffered huge losses due to foreign exchange. To this end, the relevant embassies and consulates abroad have repeatedly stressed to international students that "foreign exchange must be exchanged through formal channels such as banks!" Moreover, in the eyes of most parents, the relevant policies and regulations of China's foreign exchange management department are sufficient to meet the normal needs of studying abroad and exchanging foreign exchange.