Bank of China is mainly engaged in business.
1, corporate finance business
As the main profit source of China's banking business, it provides personalized and innovative financial services to customers based on the core credit products of the bank. In 2007, corporate finance continued to focus on improving customer service system, promoting overall business linkage, strengthening product innovation and implementing management transformation, setting up corporate finance sector and strengthening line management. China Bank implements the development strategy of serving key large-scale and high-quality corporate customers, pays attention to long-term cooperative relations with large-scale and high-quality customers, and at the same time makes clear that SME business is an important part of corporate financial business, and strives to become an efficient, professional and comprehensive partner of SMEs.
2. Personal financial business
Mainly aimed at the financial needs of individual customers, it provides services including savings deposits, consumer credit and bank cards.
3. Deposit business
It is the Bank of China that actively responds to the impact of the rapid development of the capital market on the deposit business of RMB companies and vigorously develops the deposit business of RMB companies.
4. Loan business
China Bank continued to strengthen the adjustment of loan structure, increased investment in key supporting industries, and realized the optimal allocation of credit resources.
5. Business of financial institutions
Bank of China pays attention to all-round cooperation with financial institutions, and provides customers with more comprehensive services by recommending customers, sharing resources and jointly developing new products. The Bank of China also conducts the clearing of dollars, euros and yen through its branches in new york, Frankfurt and Tokyo. The above-mentioned branches and Singapore branch are local tier-one clearing banks.
6. International settlement and trade financing business
In view of the advantages of China Bank, China Bank has strengthened the linkage between domestic and foreign institutions to realize the rapid development of international settlement and trade financing business.
7. Financial business of other companies
China Bank provides payment and settlement services, mainly including bank draft, promissory note, cheque, remittance, bank acceptance draft, entrusted collection, collection and acceptance, centralized payment, cheque deposit and bill custody.
8. Business of financial institutions
It is China Bank that provides comprehensive services such as fund settlement, interbank lending and custody for other banks, securities companies and insurance companies around the world. As a century-old brand of China's financial industry, China Bank, while paying attention to steady operation, has been proactive and innovative, creating a number of firsts in the domestic banking industry, and has been widely recognized and praised by the industry and customers in the fields of international settlement, foreign exchange funds and trade financing.