Short-term deposits can be considered, but long-term deposits cannot be considered, because the current financial industry is not optimistic and the forms are ever-changing. If it suddenly goes bankrupt, most of your savings will be gone. After all, it is not a state-controlled bank.

1. Zhongguancun Bank

Zhongguancun Bank is the first private bank in Beijing to be allowed to open. It officially opened on July 17, 2065438. In the planning of Zhongguancun, it is clearly proposed to promote the establishment of Zhongguancun Bank, participate in the construction of the national OTC market, and accelerate the establishment and development of the Beijing Equity Exchange Center.

On July 2017 16, Zhongguancun Bank officially opened. Zhongguancun Bank was established by famous listed companies such as UFIDA, Bi Shuiyuan, Light Media and Oriental Garden 1 1 Zhongguancun. Among them, UFIDA is the largest shareholder of the bank, with a shareholding ratio of 29.80%; Bi Shuiyuan, Light Media and Oriental Garden ranked second and tied for the third largest shareholder respectively, holding 27%, 9.9% and 9.9% respectively. 20 17 10, Wang Meng, president of Beijing Zhongguancun Bank, resigned for personal reasons.

2065438+On September 20th, 2008, Zhongguancun Bank issued a statement on the national Internet finance registration and disclosure service platform under the China Fund Industry Association, indicating that it had passed the evaluation of the personal peer-to-peer lending fund depository system (the "white list" of depository banks of P2P online lending institutions). )。

Second, the scale of development

In improving technology and finance's service system, Zhongguancun will support enterprises to become stronger and bigger through mergers and acquisitions, strive for the total number of listed companies at home and abroad to reach about 240, strive for Zhongguancun Venture Capital to guide the establishment of about 30 sub-funds, carry out innovative pilot projects such as secured financing, credit loans, intellectual property pledge loans, credit insurance and trade financing, and micro-loans, and support enterprises to issue direct financing products such as trust plans, collective bills, and private debts of small and medium-sized enterprises.

Three. scope of business

In terms of strengthening financial innovation policy innovation, Zhongguancun will support enterprises to issue new debt financing tools, promote the securitization of scientific and technological property assets and the pilot of personal tax deferred pension insurance, support enterprises to acquire key and core technologies through overseas mergers and acquisitions, and promote the combination of modern information technology and finance such as mobile payment, social networks, search engines and cloud computing. In addition, Beijing studied and formulated the implementation plan of the key work of Zhongguancun National technology and finance Innovation Center, and put forward 46 policy suggestions. In improving the talent introduction system, it is also clearly proposed to strengthen support for financial talents.