After checking the relevant regulations, we can know that this new regulation targets illegal and criminal activities such as telecommunications fraud and money laundering. Cash has always been a difficulty in supervision, and many illegal and criminal acts are completed through cash. We often see criminals in TV dramas trading illegal supplies with large boxes of cash. Art comes from life, and this is indeed the case. The maximum limit of mobile banking is 50,000 yuan, so transfers are not required.

Therefore, the new regulations do not target the daily transactions of ordinary people at all. The questioner does not need to think too complicated, and just truthfully declare the source of cash and the purpose of withdrawing money. Mobile phones

Of course, unless there is really a problem with the subject's cash, this is not within the scope of the discussion. It is better not to use legal forms to cover up illegal purposes.

2. The bank's inquiry may take the form of filling in a form, which is a bit like when people go to the bank to exchange foreign currency. A form lists the regular sources or uses of cash and other things.

Generally, the purpose of exchanging foreign currency is for traveling, shopping, and remitting money to relatives abroad. The same is true for the source or use of cash. There are only a few categories, such as cash collected from small businesses, red envelopes as gifts, etc. These types that comply with laws and regulations can fully cope with bank inquiries.

3. In short, there is no need to think about how to deal with reasonable sources and uses. Once again, the new regulations are to combat illegal and criminal activities and not to cause trouble for ordinary people.

The central bank has publicly responded to the new regulations on deposits and withdrawals of 50,000 yuan in the past few days. It has made it very clear that banks only understand the situation and cannot cause inconvenience to depositors' daily transactions.

Of course, if the subject really feels that declaration is a very troublesome matter and wants to avoid it, there are two suggestions.

1. Try to complete transactions through transfers

Nowadays, transfers are very convenient and there is no limit on the amount, even if you transfer 5 million yuan at a time. In addition, there is generally no transfer fee when using mobile banking or online banking.

Of course, elderly friends are not very good at using mobile phones and computers, so it may be difficult to transfer money online, so they can only go to the bank to complete the transfer.