Can I cancel the credit card I just applied for? The answer is yes. According to the provisions of the "Bank Card Management Measures", cardholders can apply for cancellation after meeting certain conditions.

Article 34 stipulates that when all transaction amounts, overdraft principal and related fees have been settled on your credit card bill, you have the right to apply for account cancellation. For corporate RMB cards, the funds in the card need to be transferred to the cardholder's basic deposit account when canceling the account. As for the corporate foreign currency card, the funds will be transferred back to the corresponding foreign exchange account when the account is closed, and cash withdrawals are not allowed. At the same time, corporate RMB cards are mainly used for settlement of goods transactions and labor services, but overdrafts are prohibited.

In addition, the management measures also emphasize safety measures. For example, Article 35 stipulates that when banks open over-the-counter transfer services, they need to set transfer limits and verification methods with customers to prevent large capital risks. For non-counter transfers exceeding 50,000 yuan, security verification methods such as U-shield or electronic signature are required.

When processing an application for a credit card supplementary card, Article 36 stipulates that the application materials accepted by the card-issuing bank must be confirmed by the principal cardholder's personal signature, or through customer service phone recording, electronic signature, etc. obtain their consent. These are the specific legal provisions regarding the cancellation of newly issued credit cards, ensuring the standardization of account management.