CCB Ledangjia Financial Card is a multi-currency comprehensive financial product provided to VIP customers, which has the functions of cash deposit and withdrawal, payment and settlement, shopping and consumption, personal credit, securities trading, foreign exchange trading and account management.
Ledangjia financial card embodies the three core values of Ledangjia brand: distinguished, exclusive and professional. As a symbol of customers' distinguished status, cardholders can enjoy many distinguished services such as preferential treatment and financial consultation provided by CCB.
⊙ Advantages of Ledangjia Financial Card
1, distinguished service, value-added enjoyment.
You can enjoy preferential services in the financial center, VIP lounge and financial window of CCB by holding a platinum card or a gold card.
As long as you show your Ledangjia Financial Platinum Card or Gold Card, you can enjoy various discounts and VIP services in thousands of special merchants all over the country, covering catering, entertainment, leisure, schools, medical care and other service industries.
If you are a platinum card customer of Ledangjia Finance, you can enjoy the VIP privileges such as airport VIP customer guide, fast security check channel, VIP lounge rest, reminding boarding and so on signed with our bank for free.
2, personality choice, highlighting identity.
You can choose a personalized card number within a certain range according to your own preferences, which is convenient for memory.
3. Wide channels and convenient card use.
Your Ledangjia wealth management card can be used not only at the counter of China Construction Bank, but also at special merchants and self-service channels (including ATM, telephone banking, online banking and mobile banking). In addition, you can also withdraw cash, inquire or spend money at ATMs or POS with the international organization signs of VISA and MasterCard abroad.
Ledangjia wealth management card can be used as a payroll account, and can also be used to withhold and remit related expenses.
Ledangjia Financial Card, which has signed up for online banking, can be used as a card opening source account to open a dragon card virtual card for online payment and payment services.
4. Differentiated pricing and services.
You have a platinum card or a gold card of Ledangjia Finance, and you have no credit history of loans overdue's default. You can enjoy certain preferential policies in handling business-related loans, including moderate preferential interest rates and prices, giving priority to acceptance and issuance, and simplifying certain application procedures.
5. Zero card loss risk.
If your card is stolen or lost, you can report the loss by phone, which will take effect immediately after the loss is confirmed, ensuring zero risk and ensuring the safety of your funds to the maximum extent.
Features and Functions of Ledangjia Financial Card
1, one card with many accounts, comprehensive management.
Ledangjia wealth management card has a variety of accounts such as current, fixed-term and voucher-type treasury bonds in RMB, US dollars, Hong Kong dollars, Japanese yen, Euro and British pound. You can also associate your existing CCB account with the wealth management card, arrange funds as a whole, and manage personal loans, personal investments and other accounts.
2. Sign up for financial management and transfer money automatically.
After signing the Ledangjia wealth management card, various transfer transactions (including inter-card transfer, inter-card transfer, inter-related card transfer, etc.) can be realized. ), and enjoy convenient mutual transfer between current account, current fixed account, current account and notice account, as well as various automatic transfer services such as voucher-type national debt automatic transfer, agreement transfer and automatic remittance.
3. Investment and wealth management, maintaining and increasing value.
After signing the Ledangjia wealth management card, you can conduct a series of investment and wealth management activities such as foreign exchange trading, open-end funds and closed-end funds, book-entry treasury bonds trading, passbook speculation, self-service bank-securities transfer, and customer margin trading.
4. Overseas service and caring.
With the Ledangjia financial card, you can withdraw local currency from nearly one million ATMs (with the logo of VISA and MasterCard) and bank counters around the world, and you can also enjoy the discount of free handling fee for ATM withdrawal from Bank of America.
Before leaving the country, you need to go through the relevant formalities of opening the overseas transaction function of the wealth management card at the outlet of our bank, and at the same time, open the automatic RMB foreign exchange purchase function to realize the smooth use of the card overseas. Your overseas transactions and related expenses are converted into US dollars according to the exchange rate provided by international organizations and credited to your US dollar current deposit account. If you don't have a current account in US dollars or the balance of the current account in US dollars is insufficient, we will provide RMB foreign exchange purchase function according to your choice.
When you use your card abroad, CCB also provides you with intimate services such as automatic purchase of foreign exchange for RMB demand deposits, bill adjustment, emergency card replacement and emergency cash withdrawal.
You can enjoy the preferential tax refund stipulated by the local authorities when spending money with a wealth management card abroad.
5, SMS notification, safe and considerate.
Our bank provides you with real-time notification of account amount change, expiration reminder, family greetings, financial information release and other services through SMS.
6. Send comprehensive financial statements as required.
You can send a comprehensive statement on a monthly basis as required, including the balance and transaction details of Ledangjia financial card account and associated account, consumption points, investment and financial advice, reminder service, etc., so that families can concentrate on financial management and their income and expenditure can be seen at a glance.
If you have any questions about accounting changes, you can apply for inquiry or correction through China Construction Bank outlets and customer service telephone number 95533.