The conditions for individual firm foreign exchange trading are: domestic residents with valid identity documents, full capacity for civil conduct and a certain amount of foreign exchange (or foreign currency).

Personal firm foreign exchange trading refers to non-overdraft freely convertible foreign exchange transactions conducted by individual customers through counter service personnel or other electronic financial services within the trading time specified by the bank.

Compared with investment products such as stocks, bonds and futures, personal firm foreign exchange trading has its own characteristics, which are mainly manifested in long trading time, large exchange rate fluctuation, diverse and flexible trading methods, freely convertible currencies, consistent trading quotations with international practices and short fund settlement time.