Basic requirements for credit card application of China Everbright Bank: All China citizens aged 65,438+08-65 (inclusive), foreigners living in China and compatriots from Hong Kong, Macao and Taiwan, with full capacity for civil conduct, legal and stable income and good reputation, can apply for personal credit card master card from China Everbright Bank with their valid certificates.
To apply for the credit card gold card of China Everbright Bank, the following conditions must be met on the premise of meeting the above basic conditions:
1. The annual after-tax income exceeds RMB 1 10,000 yuan, and it has a fixed residence in the branch of China Everbright Bank.
(2) Holding other banks' credit cards for more than one year, and PBOC has no bad credit limit of more than 5,000.
China Everbright Bank online credit card application conditions:
1 The principal card applicant must be a natural person with full civil capacity at the age of 18-65 (inclusive), with legal and stable income, and his personal credit report in China People's Bank meets the applicable conditions for issuing cards by China Everbright Bank;
2. The resident city has the business outlets of China Everbright Bank;
3. The selected card-handling city must be the location or fixed address of your work unit.
Conditions for handling the Platinum Card of China Everbright Bank Credit Card:
1. Customers with personal housing loans of more than 300,000 yuan (inclusive) and personal business customers with accumulated amount of more than 200,000 yuan (inclusive) and account opening time of more than 3 months.
2. There is a non-operating passenger car with a displacement of more than 2.0 in my name, or the vehicle import standard price is more than10.8 million.
3. Persons who have held the China Everbright Bank Credit Card Gold Card (issued without guarantee) for more than one year and have a credit line of more than 30,000 yuan (inclusive).
4. Holding a credit card of another bank for more than one year, the bank has no bad credit, and the credit line is more than 30,000.
5 education, science, culture, health institutions at or above the division level leaders or personnel with the title of associate professor or above.
6. Civil servants at or above the department level.
Everbright Bank Credit Card Application Materials:
1. Basic application materials needed to apply for the credit card of China Everbright Bank: identification documents, such as ID card, military officer's card, police officer's card, pass or passport, etc.
2. Optional submission materials
(1) proof of income: proof of salary and copy of social security (paid for more than half a year).
(2) supporting documents: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original certificate of telephone, water, electricity and gas charges of the current residence in the last three months, etc.
Is the Sunshine Credit Card Gold Card of China Everbright Bank easy to handle?
Within one year, the average monthly balance of personal loans reached 500,000 yuan (inclusive) and the repayment situation was good, with no bad records; The total annual consumption of Longka is above 50,000 yuan (inclusive); Average monthly balance of CCB's financial assets (including principal+savings deposits, funds, national debt, etc.). ) More than 200,000 yuan (inclusive) within one year.
Banks need different conditions to apply for gold cards. Take China Bank as an example:
1. The total financial assets in China Bank shall be no less than RMB 200,000;
2. The annual consumption of credit cards is more than 50,000 RMB (excluding purchase, car purchase and decoration consumption);
3. The loan amount handled in China Bank is more than 500,000 yuan. (You can apply for a gold card if you meet one of the three conditions)
In addition, the four major banks and three other banks need to meet the following conditions to apply for a gold card:
ICBC: The average daily assets for three months shall not be less than RMB 200,000; ICBC has potential high-quality customers. And you can apply for a gold card as long as you meet the conditions.
Agricultural Bank of China:/kloc-The average daily financial assets reached 65,438+10,000 yuan in February (inclusive); If the average monthly financial assets or investment financial products reach RMB 654.38+10,000 (inclusive) or above, you can apply for a gold card if one of the conditions is met.
CCB: 1 year, the monthly balance of CCB's wealth management products exceeds 200,000 yuan (inclusive); 1 year The monthly balance of CCB loans exceeds 500,000 yuan (inclusive); 1 year dragon card consumption (excluding the large expenditure of buying a house and a car) is more than 50,000 yuan (inclusive).
The difference between Everbright Bank Sunshine Credit Card Gold Card and visa Sunshine Business Travel Credit Card Gold Card is that the credit card gold card does not support overseas V-POS machine credit card consumption.
1, Sunshine Credit Card Function:
Password consumption is safe and reliable.
Sunshine credit card has a unique function of spending by password, and it is safer and more reliable to swipe the card.
Give back to customers and be wonderful.
Sunshine Credit Card has a special incentive plan to enrich customers, and a variety of incentives can make your every expenditure get a return and make your life more exciting. Detailed terms will be announced soon, so stay tuned.
Repayment holiday, easy to own.
Create a 50+ 10 day interest-free period and enjoy the repayment holiday easily. Cardholders can apply for repayment holiday service twice a year and enjoy a long interest-free repayment period.
Two coins for one card, universal.
Sunshine credit card is a dual-currency credit card. It can be used by special merchants who accept VISA card business in more than 240 countries and regions around the world, and withdraw local currency from more than 840 thousand ATMs with VISA logo around the world.
RMB settlement of overseas credit cards.
Sunshine Credit Card has opened RMB settlement services for credit cards in Hong Kong, Macau, Singapore, South Korea, Thailand and other places, and transactions conducted at merchants or ATMs with "UnionPay" logo can be settled and repaid in RMB. ++transaction, China Everbright Bank will settle at the exchange rate of the day. To withdraw cash from an ATM with the "UnionPay" logo posted overseas, you need to pay a withdrawal fee of RMB 1% of the transaction amount, with a minimum of RMB 15.
2. The characteristics of Sunshine Business Travel Credit Card:
The repayment method is optional.
Sunshine Business Travel Credit Card provides a variety of repayment methods, such as unified account repayment, financial POS transfer repayment, personal account related repayment, counter cash repayment, inter-bank ATM repayment and so on.
Single currency and dual currency are available.
Enterprises and institutions with different needs can freely choose credit cards with RMB single-currency account, RMB-USD dual-currency account and RMB-JPY dual-currency account.
Password signing is optional.
Sunshine business travel credit card holders can choose signature consumption or password plus signature consumption according to their own habits and risk preferences.
Entrusted purchase of foreign exchange is optional.
Sunshine Business Travel Credit Card Dual-currency credit card can apply for repayment of foreign exchange in RMB or directly in US dollars through 95595 for overseas++consumption, so as to save cardholders the trouble of insufficient foreign exchange and exchange of foreign exchange.
How about the gold card of China Everbright Bank?
Savings deposits in China Everbright Bank are RMB 654.38+00-500,000 yuan or assets such as treasury bonds and entrusted wealth management. Customers with a balance of RMB 200,000-500,000 yuan at the end of three consecutive months are Sunshine Wealth Management VIP Zijin Card customers, RMB 500-654.38+00,000 yuan are Sunshine Wealth Management VIP Gold Card customers, and more than RMB 654.38+00,000 yuan are Sunshine Wealth Management VIP Platinum Card customers.
Then go directly to the counter to apply for a gold card.
China Everbright Bank, established in August, 1992, is a subsidiary of China Everbright Group, a ministerial company directly under the State Council, headquartered in Beijing, and a financial enterprise approved by the State Council and China People's Bank, providing customers with comprehensive commercial banking products and services.
1997 1 completed the shareholding system reform and became the first national joint-stock commercial bank in China with state-owned shares and shares of international financial organizations.
20 12 65438+2 3 1, with total assets of 2.28 trillion yuan and total liabilities of 2. 16 trillion yuan, China Everbright Bank realized annual operating income of 59.91600 million yuan and net profit of 23.62 billion yuan. In the "Global 1000 Big Banks" published by Banker magazine in 20 12, China Everbright Bank ranked 80th.
How to handle the credit card of China Everbright Bank?
In general, the credit card processing methods of China Everbright Bank are as follows:
1, contact the credit card business personnel for handling.
Call China Everbright Bank Credit Card Service Center. Generally, a salesman comes to the door and asks us to fill in relevant information, including personal education, current work unit and telephone number, home address, contact telephone number of relatives, etc. Banks will have their own audit system to confirm information;
2. Apply for a credit card online
After logging in to official website of China Everbright Bank to fill in the relevant information, someone in the bank will dial the fixed line you fill in for inquiry. Generally, if you call, the chances of passing will be greater.
3. Go to the outlet of China Everbright Bank to apply for a credit card.
If you go directly to the bank to apply for a credit card, there will be a special bank customer service staff to handle this business, but it is best to provide relevant financial proof. If you can provide relevant enterprise qualification certificates, financial certificates such as cars and houses, the chances of issuing them will be even greater.
4. WeChat processing
Pay attention to the official WeChat account of China Everbright Bank, and then find the place to handle credit cards according to the page settings and submit the application.
You used to have a credit card and it was in good condition. Now you can apply for the credit card of China Everbright Bank, and it is convenient and quick to reissue the card. Used credit cards can also be used as a good credit reference and financial proof, which is of great help to your application for credit cards.
For more information about how to handle the credit card of China Everbright Bank, please visit: See More.
Everbright Platinum Credit Card Application Conditions
1. Those who have held the Everbright Bank Credit Card Gold Card (issued without guarantee) for more than one year and the credit line is more than 30,000 yuan (inclusive) can directly apply for the Everbright Bank Platinum Credit Card.
2. Users who have held other bank credit cards for more than one year, have no personal bad record and have a credit limit of more than 30,000 can directly enter the Platinum Credit Card of China Everbright Bank.
3. Customers with personal housing loans of 300,000 yuan or more from China Everbright Bank can directly purchase the Platinum Credit Card of China Everbright Bank.
4. If the total amount of personal business such as savings, wealth management and national debt exceeds 200,000 yuan (inclusive) and the account opening time exceeds 3 months at will, the customer will receive a platinum credit card of China Everbright Bank.
5. The applicant owns a non-operating passenger car with a displacement of more than 2.0 or a car price of more than 1.8 million.
The above is the introduction of the conditions to be met in applying for Everbright Platinum Credit Card. Netizens who want to apply can see if they meet the requirements before applying for Everbright Platinum Credit Card. If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.
China Everbright Bank (China Everbright Bank) was established in August, 1992. It is a national joint-stock commercial bank approved by the People's Bank of China and headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 20 10 and on the Hong Kong Stock Exchange in February 20 13. [ 1-2]
By the end of June, 20021,China Everbright Bank had set up 1299 branches all over the country, realizing the full coverage of the provincial administrative regional service network, with outlets radiating to 149 economic center cities all over the country. In the 20021annual "Top Global Banks 1000" list, China Everbright Bank ranked 30th [3-4]. To speed up the international layout, Hong Kong Branch, Seoul Branch, Guangyin International, Guangyin Europe and Luxemburg Branch have successively opened for operation, and Sydney Branch has applied for the establishment, with increasingly prominent social responsibilities. Supporting the "Mother's Water Cellar" public welfare activities for many years has had a great impact on society; In the ranking of "Global 1000 Big Banks" published by The Banker magazine in 20 17, China Everbright Bank ranked 49th. [5] Ranked 39th in the "Ranking of Global 1000 Big Banks" published by Banker magazine in 20 18, ranking up 10 compared with 20 17 [6]. 20 19 12 18, ranking 73rd in the People's Daily "China Brand Development Index" 100 list. In March 2020, it was selected as one of the top 500 global brands in 2020 184. [7] In April 2020, the Ministry of Finance approved Everbright Group to issue additional shares to central huijin Investment Co., Ltd., and Huijin Company transferred its 10255438+0 billion A shares to Everbright Group. [8-9]
Editing and broadcasting of development process
1997 1 China everbright bank completed the shareholding system reform and became the first national joint-stock commercial bank with state-owned shares and international financial organizations in China. [ 12- 13]
20 12 65438+2 3 1, with total assets of 2.28 trillion yuan and total liabilities of 2. 16 trillion yuan, China Everbright Bank realized annual operating income of 59.91600 million yuan and net profit of 23.62 billion yuan.
20 13 12.20, China everbright bank was successfully listed on the main board of hkex. The issue price of H shares of China Everbright Bank is HK$ 3.98 per share. Before the exercise of the over-allotment option, the issuance scale was 5.84 billion shares and the financing was about 3 billion US dollars. If the over-allotment option is fully exercised, the issuance scale will reach 6.60 billion shares and the financing will be about 3.4 billion US dollars. It will not only become the king of IPO financing in Hong Kong in 20 13, but also become the largest IPO in Asian market (excluding Japanese) in 20 13, the largest IPO of China enterprises in the world in 20 13, the third largest IPO in the world in 20 165438, and the third largest IPO in 20/kloc-0.
By the end of 20 15 and 12, the annual credit card transaction volume of China Everbright Bank exceeded 1 trillion yuan, setting a new record for the bank's historical annual transaction volume. [14] China everbright bank was awarded the "20 15 Best Card Issuing Bank Award" by JCB International Credit Card Organization. [ 15- 16]
As of October 25th, 2065438+0665438+/kloc-0, China Everbright Bank has issued a total of 3,346,265 JCB credit cards, making it the largest card-issuing bank in the world.
2065438+On March 28th, 2009, China Everbright Bank published its annual report for 2065438+2008. The company achieved revenue of11038.6 billion yuan, a year-on-year increase of 19.96%. The net profit was 33.659 billion yuan, a year-on-year increase of 6.7%; The basic earnings per share is 0.6 1 yuan. [ 17]
2065438+On September 24th, 2009, China Banking Regulatory Commission officially approved the opening of Everbright Finance Co., Ltd., the financial subsidiary of the first joint-stock bank in China. According to the approval of China Banking Regulatory Commission, the registered capital of Everbright Finance is RMB 5 billion, and its registered place is Qingdao. Mainly engaged in the issuance of public and private wealth management products, financial consultants, consulting and other asset management related businesses. [ 18]
20 19 12 18, China everbright bank officially released the new version of mobile banking 6.0, and announced the launch of the mobile financial ecological chain strategy. [ 19]
In April 2020, the Ministry of Finance approved Everbright Group to issue additional shares to central huijin Investment Co., Ltd., and Huijin Company transferred its 10255438+0 billion shares of China Everbright Bank A shares to Everbright Group. After the completion of this equity change, Huijin will no longer directly hold shares of China Everbright Bank, and China Everbright Group will directly hold 265,438+0,865,438+0.7 billion A shares and 654,380,783 H shares of China Everbright Bank, accounting for 44.96% of its total share capital. [8]
Yang Bingbing, Vice President of China Everbright Bank: Digital finance can enhance the effectiveness of bank risk control. [50]
June 65438+ 10/8, 2022 China everbright bank (60 1818. SH) Release the 20021Annual Performance Express. In 20021year, everbright bank realized operating income of1527.53 million yuan, up by 7.14% year-on-year; The total profit was 52.946 billion yuan, a year-on-year increase of 65,438+06.30%; Realized a net profit of 43.64 billion yuan, a year-on-year increase of 65,438+05.06%; The net profit attributable to bank shareholders was 43.407 billion yuan, a year-on-year increase of 65.438+04.73%. [59]
How to handle the VIP card of China Everbright Bank?
Gold card: within 3 months, the average daily personal assets will reach 654.38+10,000 yuan (inclusive); Or customers who apply for a personal loan of 300,000 yuan (inclusive) can apply;
Platinum card: the average daily personal assets in our bank for three months reached 500,000 yuan (inclusive); Or customers who apply for a personal loan of 800,000 yuan (inclusive) can apply;
Diamond card: the financial assets in our bank reached 6,543,800 yuan (inclusive) for three consecutive months; Or customers who have handled personal loan business for more than half a year, have never overdue repayment, and the personal loan amount reaches 6,543,800 yuan+0.5 million yuan (inclusive) can apply.
Extended data:
The "Sunshine Financial VIP Card" launched by China Everbright Bank is based on personal assets, personal liabilities and comprehensive contribution to the bank.
1. The deposits in China Everbright Bank are RMB10-500,000 yuan or assets such as treasury bonds and entrusted wealth management. Customers with a balance of 200,000-500,000 yuan at the end of three consecutive months are Sunshine Financial VIP Zijin Card customers, 50- 1 10,000 are Sunshine Financial VIP Gold Card customers, and more than 1 10,000 are Sunshine Financial VIP Platinum Card customers.
2. Then go directly to the counter to get the gold card.
Baidu Encyclopedia-China Everbright Bank Credit Card
The introduction of Everbright Credit Card Gold Card Application and Everbright Credit Card Gold Card ends here. I wonder if you found the information you need from it?