Need to work or study in the mainland for more than one year, for self-occupation or personal use. Hong Kong people need to provide: one year's tax record, six months' bank flow and proof of income. Loan applications should be handled by foreign banks, depending on the requirements of banks. You can entrust a lawyer in Beijing.

The relevant matters are hereby notified as follows: the proportion of registered capital and total investment of foreign-invested real estate enterprises shall be implemented in accordance with the Interim Provisions of the State Administration for Industry and Commerce on the Proportion of Registered Capital and Total Investment of Chinese-foreign Joint Ventures. The cancellation of foreign-invested real estate enterprises must repay all domestic loans, overseas loans and foreign exchange loans. Requirements for payment of registered capital. Branches and representative offices established by overseas institutions in China are approved to engage in real estate business. In addition to enterprises, overseas individuals working and studying in China can purchase self-occupied and self-occupied commercial houses that meet actual needs. For cities that implement the housing purchase restriction policy, overseas individuals should purchase houses in accordance with local policies. The Ministry of Housing and Urban-Rural Development, the Ministry of Commerce, the Development and Reform Commission, the People's Bank of China, the State Administration for Industry and Commerce, the foreign exchange bureau and other relevant departments further simplified procedures, improved work efficiency, and optimized and improved the management of foreign-invested real estate. As of the date of issuance of this circular, foreign-invested real estate enterprises may go directly to the bank to handle relevant foreign exchange registration under foreign direct investment in accordance with relevant foreign exchange management regulations.