1, as long as the state-owned enterprises, collective enterprises, institutions and foreign-invested industries with independent economic accounting and legal personality have the repayment ability, they can apply for loans when there is a shortage of funds in production and trade;

2. The loan term is generally less than half a year, and the longest is not more than 1 year;

3, the loan interest rate is generally determined according to the relevant provisions of the central bank or the bank's fund raising cost and the level of funds in the same industry. Loan interest is generally charged quarterly, with floating interest rate;

4. The loan scope is the funds needed for the construction of foreign-funded projects contracted by construction companies and projects; Foreign exchange funds needed by industrial companies to import raw materials; Liquidity required for contracting projects by state-owned enterprises, etc.

The above is the relevant content of the Measures for the Administration of Domestic Foreign Exchange Loans.

What is a domestic foreign exchange loan?

Foreign exchange loans are mainly loans issued by domestic banks to domestic enterprises with raised foreign exchange funds, which are foreign exchange businesses specially handled by domestic banks. The loan target needs to have the ability to repay the loan, and the enterprise loans with the loan ability are mainly used to enhance the export ability. This article mainly writes the related knowledge points of domestic foreign exchange loan management methods, and the content is for reference only.